Sierra Lakes Realty Ceo/Broker/General Manager

SI USTED ESTA BAJO ESTOS PROGRAMAS DE "COVID-19 PAYMENT DEFERRAL" NO PUEDE REFINANCIAR SU ACTUAL HIPOTECA AL MENOS QUE SE SALGA DEL PROGRAMA TOTALMENTE, YA NO ESTAR AMPARADO A EL PROGRAMA Y HABER ECHO TRES MORTGAGE PAYMENTS CONSECUTIVOS A TIEMPO DESPUES DE HABERSE SALIDO DEL AMPARO A DICHO PROGRAMA. POR LO GENERAL TODOS LOS PAGADOS ATRAZADOS BAJO ESTE AMPARO SE LOS PONEN AL FINAL DE LA DEUDA TOTAL USTED NO LOS TIENE QUE PAGAR DE UNA VEZ SALIDO DEL PROGRAMA. OTRO DATO INTERESA...NTE ES QUE NO LE PERJUDICA EN EL HISTORIAL DE CREDITO LA TARDIA DE ESTOS PAGOS HIPOTECARIOS. HABLE CON SU BANCO SI TODAVIA ESTA EXPERIMENTANDO DIFICULTADES EN SUS FINANZAS Y NO PUEDE SEGUIR HACIENDO LOS PAGOS; SI FUESE EL CASO SOLICITE UNA EXTENSION MAS QUE PUEDE SER HASTA 12 MESES DE EXTENSION AL AMPARO DE DICHO PROGRAMA. Jorge W Marquez Broker/Owner DRE: 01215248 (951) 640-5448 (909) 254-3316 Email: [email protected]

FIRE DOORS INSTALLATIONS PER CALIFORNIA BUILDING CODE. In California the installation of Sliding Glass Doors between existing garage and living area of the premise is not recommended. Sliding Doors look great unfortunately; per California building codes these installations are prohibited as shown on picture. In California at the time of selling a property it is require by banks or whoever will do the finance mortgage to install a FIRE DOOR if there is missing between living a...rea and attached garage. As an homeowner you cannot close escrow if you did not comply with this particular building code. ********************************************************************** A fire door is a door with a fire-resistance rating (sometimes referred to as a fire protection rating for closures) used as part of a passive fire protection system to reduce the spread of fire and smoke between separate compartments of a structure and to enable safe egress from a building or structure or ship. In North American building codes, it, along with fire dampers, is often referred to as a closure, which can be derated compared against the fire separation that contains it, provided that this barrier is not a firewall or an occupancy separation. In Europe national standards for fire doors have been harmonised with the introduction of the new standard EN 16034, which refers to fire doors as fire-resisting door sets. Starting September 2016, a common CE marking procedure was available abolishing trade barriers within the European Union for these types of products. In the UK, it is Part B of the Building Regulations that sets out the minimum requirements for the fire protection that must be implemented in all dwellings this includes the use of fire doors. All fire doors must be installed with the appropriate fire resistant fittings, such as the frame and door hardware, for it to fully comply with any fire regulations. Jorge Waldo Marquez Broker/Owner DRE: 01215240 (951) 640-5448 (909) 254-3316 Fax: (909) 350-2602 Email: [email protected]

VOTE YES. Esta proposición 15 básicamente es cobrar impuestos a tarifa actual a quienes pagan tarifas de hace 3 décadas y solo afecta a propietarios de casas o edificaciones superiores a los 3 millones. Entre esas empresas están Disney y Walmart con tratos preferenciales. El dinero son aproximadamente 40 mil millones de dólares anuales que se destinarán a escuelas y bomberos.

I'm proud to present my 2020 seven star certify of excellence as 'BROKER ADVISOR".....

MINIMUM WAGE IN CALIFORNIA....... Minimum Wage for Employers with 25 Employees or Less Minimum Wage for Employers with 26 Employees or More... January 1, 2017 $10.00/hour $10.50/hour ******************************************************** January 1, 2018 $10.50/hour $11.00/hour ******************************************************** January 1, 2019 $11.00/hour $12.00/hour ******************************************************** January 1, 2020 $12.00/hour $13.00/hour ******************************************************** January 1, 2021 $13.00/hour $14.00/hour ******************************************************** January 1, 2022 $14.00/hour $15.00/hour ******************************************************** January 1, 2023 $15.00/hour

HOW TO BUILD AN EXCELLENT CREDIT HISTORY..... 1- Having credit cards, increases your chances of a high fico score (wrong). You don't need 10 or more credit cards, you just need three lines of credit to establish an excellent credit history. ( a visa, master card, store credit card, a vehicle finance, personal loan etc, etc. 2- Much credit used, increases your fico score (wrong).... Do not use the high limit of your available credit because it badly affects your fico score. Try to use up to 35% of your credit limit, if for some reason you used more than 35%, try to pay back as soon you can in order to maintain as an average the 35% of your total available credit. 3- If I close some credit cards may help ( wrong ). Do not close credit cards that you have for several years of excellent payment history. 4- if I open or apply for new or more credit may help ( wrong ). Unnecessary new credit doesn't help at all. 5- Do not apply for new credit in last 90 days, all credit Bureaus are connected and negatively report on your credit report if you run your credit several times . 5- Lastly, as everybody know, make your payment on time if for some reason when you run your credit and it shows some negative items that may hurting your credit and believe that it is not yours of your fault, you can dispute that particular account through the three bureaus like EXPERIAN, TRANSUNION and EQUIFAX.. Good Luck.... Jorge W. Marquez [email protected] [951] 640-5448 Broker/Realtor DRE: 01215248..

CLOSED ESCROW ....OCTOBER 1ST 2020..... ...................................................................................................................................... This office is proud to announce that this listing been in the market for 8 days only. As today's date we are opening 30 days escrow for the amount of... $ 400,000. We assisted the 1st time home buyer with the amount of $ 5,000 toward buyer closing costs. 3 Bedrooms- 2 Bathrooms home with sparkling pool. Year Build : 1094-Lot Size: 20, 038 sq ft- Living Area : 1,150 sq ft. With 3.5% toward down payment as a new mortgage payments estimated for $ 1,879.67 including P.I.T.I. Principal, Interest, Taxes, and Insurance with new fixed rate at 2.5% 30 years finance. We have several programs for families who may qualify for Home Owner assistance including down payment and closing costs most cases if family qualified for down payments assistance just require less then $ 1,000 to close escrow as total investment. There is no more excuses for becoming a HOME OWNER... See more

JOB OPPORTUNITY.......

Ways to take Title in California......

REVERSE MORTGAGE........ In the past I have published information about this particular mortgage program. PLEASE, be advice that "Reverse Mortgage" is not for everyone. My suggestion is that to get an advice from an expert and professional people, compare with others if information provided is the same. There is a lot of misinformation that can cause mistakes that you will regret soon or later...... Have a Blessing Day.... [951] 640-5448 See more

This office is proud to announce that this listing been in the market for 8 days only. As today's date we are opening 30 days escrow for the amount of $ 400,000. We assisted the 1st time home buyer with the amount of $ 5,000 toward buyer closing costs. 3 Bedrooms- 2 Bathrooms home with sparkling pool. Year Build : 1094-Lot Size: 20, 038 sq ft- Living Area : 1,150 sq ft. With 3.5% toward down payment as a new mortgage payments estimated for $ 1,879.67 including P.I.T.I. Princi...pal, Interest, Taxes, and Insurance with new 3.25% 30 years fixed rate. We have several programs for families who qualified for Home Owner assistance including down payment and closing costs most cases if family qualified for down payments assistance just require lees then $ 1,000 to close escrow as total investment. There is no more excuses for becoming a HOME OWNER.... See more