John Sandoval Home Loans

Happy April Fools! All kidding aside, did you know that you may be able to get into a home for as little as 3.5% down payment? Our FHA and VA programs help first-time homebuyers and veterans experience the joy of owning a home!... Contact us today to talk about taking advantage of this special low down payment offer. We’re not kidding around when it comes to home ownership.

Cash Reserves: Whether it's savings, checking, emergency funds, etc., it is any cash that you have left over after you close, that you can easily and quickly get your hands on. The amount of reserves necessary varies by loan type and in many cases, having reserves may not even be necessary. When reserves are a requirement, typically, a borrower will need at least two months of principal, interest, taxes and insurance (PITI) tucked away.

Realtors! What if we told you that you could generate local awareness and referrals using a free tool? That's right! Facebook and Instagram can be a powerful source for generating new business. Check out these tips on how to utilize social media for your real estate business!... https://buff.ly/2B893L4 https://buff.ly/2uy9bh1

Use Your 2018 Tax Refund to Buy Your Dream Home* What can you pay for using your tax refund? Consider using it towards:... Closing Costs Down Payment Moving Costs Mortgage Insurance *Consult with your tax adviser about a future tax benefit from buying a home.

Nature calling at the worst time? If you’re tired of the midnight, cold strolls with your puppy, talk to us about renting vs. owning! It’s possible that your rent is either the same or more expensive than what a mortgage payment would be. Trade in your doggo’s communal tree for a backyard, and invest your money into something that’s yours instead of wasting it on rent.

Is your landlord stopping by? Do they know about your feline friend? Now you have to hide the cat! Talk to us about renting vs. owning. A mortgage could cost the same or even less than what you pay for rent. PLUS, you won't need anyone's permission to keep your cat.

If you're a 2019 college graduate, your timing couldn't be better. Employers plan to hire 16.6% more class of 2019 graduates than last year's graduating class.* Consider spending your salary on your future by investing in your own home instead of wasting your salary on rent. Talk to us today to find out how. ... https://buff.ly/2DTyyht