The Joe Soto Team

Next up. This is gold. Why are you reading or listening too? #AtomicHabits #Audible #Listen #Read #compound #MakeItGreat #GrowthMindset

Bathroom placement ideas for your next home. #realtorfails #funnyrealestatepics #homes #joesototeam #yourfavoriteloanguy #loans #mortgage

"Would you be mine? Could you be mine?" Good neighbors are hard to find. What makes a good neighbor for you? #thehelpfulLO #home #house #listreports #homeowner #homeowners #loanofficer #realestate #happy #beautifuldayintheneighborhood #neighbor #neighborhood #goodneighbor #happyhome #househunting #dreamhome #joesototeam #yourfavoriteloanguy

THE VACCINE AND INTEREST RATES With Inflation pushing interest rates higher and the release of CPI reports you might have expected to see interest rates suffer today. However, we have also received news that the CDC and FDA have pulled the Johnson & Johnson vaccine temporarily. What does this mean for interest rates? ... Well, the halt on the J&J Vaccine creates uncertainty regarding a possible delay in a more open economy and this proves helpful to the mortgage markets putting interest rates at a more desirable number. I have included a chart below that will help you understand the risk of waiting to buy and why you want to encourage your clients to strike while the iron is hot! The Joe Soto Team is here to help you and your clients get the most of these declining rates today! Give us a call! #loans #interestrates #mortgages #homepurchase #johnsonandjohnson #covid19 #vaccine #fda #cdc

Buying a home is a major financial decision one of the largest you’ll likely make in your lifetime. A significant part of this process is saving up for a down payment. Many homebuyers will work hard and save for many years to build up their savings for this important purchase. But what amount is right for you? That all depends on the cost of the home you’re looking to buy and what your personal financial situation and goals are. #yourfavoriteloanguy #joesototeam #mortgages #mortgageadvice #realestate #homeowner

Happy Monday! We reviews! . . . .... ..#joesototeam #yourfavoriteloanguy #ocrealestate #socalrealestate See more

Caption this pool.#Poolconstruction #Swimingpool #Homeowner #Firsttimehomeowner #Orangecounty #Builder #Flipping #

Hanging with Boomer. Need to convince Kim to let me get a big dog! He’s a monster!!!

Join us for ‘Wine & Wisdom’ and learn how to protect your family and your assets through this informative session with Attny Lee Petros, ESQ. Search ‘Wine and Wisdom’ on Eventbrite to join this free course! #loans #assets #probates #willsandtrusts #protectyourfamily #joesototeam

When it comes to buying a home, it's important to get it right. That's where I come in! I can help guide you through the tricky financial road to your dream home - send me a message to get started today! #thehelpflLO #home #house #carealestate #socalrealestate #ocrealestate #themoreyouknow #realestate #loanofficer #icanhelp #homeowner #househunting #yourfavoriteloanguy #joesototeam

April is "National Decorating Month" (But please don't tell my wife ) So, if you could re-decorate your living room today, which style would you prefer? . . . .... . #decoratingmonth #staging #realerstate #homeowner #decorating #deocratingadvice See more

#motivationmonday #Yankees #baberuth #yankeegreats

Happy Easter from the Soto Family to yours. Have a beautiful and blessed day. #YourFavoriteLoanGuy #MakeItGreat #GodIsGood #Easter

Did you know one of the best places to see a return in your investment is real estate? Let's discuss your different options for investing in your future. Leave me a comment with your top home finance questions. . . .... . . . .#Thursdaythoughts #thehelpfulLO #home #listreports #homeowner #finances #investment #invest #themoreyouknow #realestate #loanofficer #icanhelp #moneywise #smartmoney #socalrealestate #socalrealtors See more

How many Yoga blocks is tha max that you should stack during a class because you are not flexible?? Asking for a friend! #Yoga Peloton @DennisMorton

On January 18, we celebrate the life and legacy of Dr. Martin Luther King, Jr.: pastor, civil rights leader, advocate of nonviolence. His words are as meaningfu...l today as they were more than 50 years ago. Let’s take a moment today to remember, The time is always right to do what is right. See more

Thank you card Friday’s. Grateful for everyone who trusts me and my team with their home loan needs. Love you all.

Is your home still checking off the boxes? Message me to get qualified for a home with ALL the features you need in 2021

Dropped my Mom off at the airport today. It’s was super emotional dropping her off because it was great having her here but it’s scary as hell putting back on a plane. I hope that she gets home safely and I am thankful for these last 2 weeks with her.

More great news about rates! https://finance.yahoo.com//u-mortgage-rates-slide-15th-012 #mortgagerates #realestate... #refinance #rates See more

Here are some answers to the questions I get most about VA loans... https://youtu.be/b7gPG2eQ7-c . . . .... . #realtor #realtorsofinstgram #ocrealestate #socalrealestate #socalrealtor #socalliving #luxuryhome #luxuryrealestate #orangecountyrealtor #OCrealtor #mortgage #mortgageguy #housingmarket #california #thursdaythoughts #californiadreaming #housing #homeloans See more

Cruisin on the freeway with @brooklynsoto_ !

FEEL GOOD FRIDAY - COOKIE WAR What started out as a Rivalry on FB , turned into a noble cause called Cookies for Caregivers . Go out there and do something sweet, spread the Love . Thank you & Happy Holidays ... : @digitald0m See more

What happens once your offer is accepted on a house? Joe Soto, NMLS# 175142, a trusted mortgage specialist since 2004, tells you the next steps in the home-buying process. #mortgage #mortgageloan #realestate #socalrealestate #socalrealtors #loanofficer

The more money you put towards paying those monthly mortgage bills, the closer you’ll be to owning your home. Whether it’s an end-of-year bonus or money from a side hustle, every little bit counts when it comes to paying off the principle and interest on your home loans. #makeitgreat #equity #home #listreports #house #invest #investment #smartmoney #finances #themoreyouknow #realestate #loanofficer

35% of agents say this has an influence on where the buyer decides to purchase. Do you think it could influence your choice? #homeowner #house #listreports #dreamhome #househunting #loanofficer #mortgage