Jason Cope

"The root of joy is gratefulness" - David Steindl-Rast. Keeping this in mind today as we get ready for Thanksgiving! #nearlyturkeytime

Exciting news! Loan limits for 2021 were just released! Have questions on what this means for you and your clients? Contact me today!

New American Funding is proud to be an industry leader in lending to minorities. As a result of our New American Funding - New American Dream and New American Funding - Latino Focus initiatives, our purchase lending in 2020 is 44.9% more than the industry percentage in lending to minorities. We are committed to enhancing the quality of the lending experience among Hispanic and Black consumers. Read more at the link below! #NewAmericanFunding #NewAmericanDream #LatinoFocus #Homeownership https://finance.yahoo.com/.../american-funding-doing-well...

Still paying rent? It's time to take your first steps towards #homeownership. Contact me today to discuss your options and set a plan for your future. . . . .... . #Thanksgiving2020 #Mortageloans #Mortgageadvisor #lowdownpaymentproducts #mortgage #mortgagelender #loanofficer #mortgages #firsttimehomebuyer #homeownership #homeowner See more

Happy Monday! I don't know about you, but all week I will be thinking about Thanksgiving dinner. But have you given thought to your Thanksgiving dinner display? Visit the link below for 40 decor ideas that are sure to impress your guests. https://www.thepioneerwoman.com//thanksgiving-table-setti/

Loan to Value is a term used by lenders to express the ratio of a loan to the value of an asset purchased. Are you ready to talk about starting your journey to homeownership? Give me a call today! #LTV #LoanLingo #NewAmericanFunding

Low down payment products can give you a lot to be thankful for this holiday season. Contact me today to learn more! . . . .... . . #Thanksgiving2020 #Mortageloans #Mortgageadvisor #lowdownpaymentproducts #mortgage #mortgagelender #loanofficer #mortgages #firsttimehomebuyer #homeownership #homeowner See more

Want to buy a home? I can make it happen! Whether this is your first home or your list, I can help navigate you from hoping to homeowner. Contact me today to explore your loan options.

When you shop for a mortgage, it’s important to know your debt-to-income ratio (DTI). DTI is the percentage of your monthly gross income (before taxes) that is applied towards paying monthly debt. A low DTI ratio shows there’s a good balance between debt and income. If the DTI ratio is on the higher side, you may have too much debt for your income. There are two types of DTI ratios that mortgage lenders use: Front-End DTI and Back-End DTI. FRONT-END RATIO... Uses the monthly gross income to determine the percentage going toward housing costs. Housing costs examples: Monthly mortgage payment Property taxes Homeowner’s insurance Mortgage insurance Homeowner’s association fees BACK-END RATIO Shows the amount of income needed to cover combined monthly debt. Monthly debt examples: Credit card debt Car payments Child support Student loans Monthly mortgage payment Any other debt that may appear on a credit report

Still think you need a 20% downpayment to buy a home? Think again! New American Funding can help find the right low down payment option for you. Contact me today to learn more! https://www.youtube.com/watch

How do you know if refinancing your #mortgage is right for you? Start by asking yourself the questions below: How will this affect you financially? How long will you live in your home? Are there any potential risks?... Contact me today for more information on whether or not a #Refinance is the right option for you.

Given that #MortgageRates are lower than ever before, #refinancing may be a smart financial decision for many homeowners. Contact me today to get started, or learn more here https://nafmrkt.com/fxo

Happy #MortgageTipMonday! Did you know you may qualify to buy a home with little to no money down? Contact me today to explore your options.

Happy 1st Day of November! (AKA delicious food month!)

When black cats prowl and pumpkins shine, when shivery shivers run down your spine, when ghosts and goblins ring the chime, beware and be scared it’s Halloween time! Hppy Hlloween!

Don't forget to vote! Laguna Beach #legend Nita Carmen (Right) fighting for #womensrights in Anaheim, #1969. . .... . . . . #NewAmericanFunding #NitaCarmen #YourVoteCounts #Vote2020 #LagunaBeach #Anaheim See more

This was during our epic Halloween party last year! Do you have any plans for this Halloween or any cool costume ideas? Let us know in the comments below!

First time homebuyers! Did you know that you can get into your dream home with little to no money down? That sounds like a treat to me. Contact me today to explore your options. . . . .... #Halloween #Halloween2020 #TrickorTreat #HomeOwner #FirstTimeHomebuyer #DreamHome See more