Jamie Oie, Realtor

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Industrial Condominium offering 1500 SQ FT, reception area, 3 offices, kitchen, 2 bathrooms, storage/IT room with shower, commercial roll-up door with upstairs loft. Ample parking and located right of Highway 5 in a central location to Sacramento, San Francisco, and the Silicon Valley. Available for immediate occupancy. Rent: $2900 / per month... Security Deposit: $3400 Lease: 12-months minimum Message me if interested! PropertySourced [email protected] PLrents.com #rentalproperty #propertysourced #propertymanagement #realestate #lathropca #mantecaca #lathropca #tracyca

Housing Prices Less Volatile............................................55.7% Desired Living Environment, Provides Stability.......53.9% Tax Reasons...........................................................................47.5% Saving from Rents Sufficient to Cover Costs...........43.9% Leverage.................................................................................43.3%... Higher Housing Returns..................................................38% Commitment Device.........................................................33.8% Locks in Housing Costs....................................................28.8% The data show how strongly Americans believe in homeownership as an investment. That belief is warranted. The Liberty Street Economics blog put it best by saying: Housing represents the largest asset owned by most households and is a major means of wealth accumulation, particularly for the middle class. Jamie Oie REALTOR DRE# 02061537 925-699-0060 #homeinvestment #stock #homeowner #propertysourced #realestate #realtor #mantecaca #lathropca #tracyca #norcal

The California Housing Finance Agency offers a variety of loans for first-time homebuyers. Here's a rundown of the main options: GOVERNMENT LOANS CalHFA FHA Program: The CalHFA FHA Program offers a 30-year fixed-rate loan insured by the Federal Housing Administration. Note that the FHA has specific borrowing and property requirements that must be met in addition to those of CalHFA. CalPLUS FHA Program: The CalPLUS FHA Program is an FHA-insured first mortgage with a slightly... higher 30-year fixed rate than the standard FHA program, but the upside is it can be combined with other financial assistance programs (outlined below). CalHFA VA Program: The CalHFA VA Program is a 30-year fixed-rate loan insured by the U.S. Department of Veterans Affairs. Note that the VA has its own requirements for eligibility. CalHFA USDA Program: The CalHFA USDA Program offers a USDA-guaranteed 30-year fixed-rate loan. Note that to qualify for this loan, a property must be located in a USDA-eligible rural area. CONVENTIONAL LOANS CalHFA Conventional Program: The CalHFA Conventional Program offers a 30-year fixed-rate loan insured through private mortgage insurance or PMI. CalPLUS Conventional Program: The CalPLUS Conventional Program offers a conventional mortgage with a slightly higher 30-year fixed rate than the standard conventional program. But it can be combined with other financial assistance programs. Jamie Oie REALTOR DRE# 02061537 925-699-0060 #CalHFA #firsttimehomebuyer #homeowner #propertysourced #realestate #realtor #mantecaca #lathropca #tracyca #norcal

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A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents: 88% a better chance of saving for retirement 87% the best investment plan 85% the chance to be better off financially... 85% the chance to build up wealth Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget. No one can question a person’s unique feelings about the importance of homeownership. However, it’s fair to ask if the numbers justify homeownership as a financial asset. Last fall, the Federal Reserve released the Survey of Consumer Finances, a report done every three years, with the latest edition covering through 2019. Their findings confirmed that homeownership is a clear financial benefit. The survey found that homeowners have forty times higher net worth than renters ($255,000 for homeowners compared to $6,300 for renters). The idea of homeownership as a direct way to build your net worth has met the test of time. Let’s connect if you’re ready to take steps toward becoming a homeowner. Jamie Oie REALTOR DRE# 02061537 925-699-0060 #homeownership #financialbenefits #homeowner #propertysourced #realestate #realtor #mantecaca #lathropca #tracyca #norcal