James Paul Valerio, Realtor

I am BEYOND thankful for the trust that my clients / friends place in me to help them with such a HUGE task, that is buying/selling real estate. Thank you, Jeff & Val, for such kind words.

To avoid the dreaded Private Mortgage Insurance (PMI) on a conventional loan, you must put at least 20% down.

The #BIGGEST first time buyer mistake I see often, is buyers not getting pre-approved. They end up wasting time looking at homes that's not realistically in their budget.