iServe Residential Lending

What is an escrow account? Taxes and insurance are usually held in an escrow account and are paid by the mortgage company when they are due (a portion of your monthly payment goes to fund the escrow account). This can be beneficialespecially for first-time buyers or buyers without significant savingsas you set aside a small amount each month instead of having a large, semi-annual, or annual out-of-pocket expense. Though it does increase your mortgage payment and reduce your cash flow each month. Some lenders require an escrow account, and some let the homeowner pay their insurance and taxes directly. Always check with your lender to see what is covered in your monthly payment.

If these houses could talk. Give yourself every advantage. Work with good people, get prequalified. Start your journey here:... https://max.iservelending.com/ #realestate #home #mortgage See more

Are you one of the millions who are working from home? The change has been interesting for many of us, and working and living in the same environment can be challenging. Here are a few tools for your toolbelt to help you work from home more efficiently!

Time to get educated! The VA Streamline or the VA Interest Rate Reduction Refinance Loan (IRRRL) allows those that have an existing VA loan the ability to lower their interest rate or change their term even if you have little to no equity. Wouldn’t you love the possibility of saving money every month? Contact me to learn more today!

With over 100 distinct styles and thousands of different breweries, it seems like the world of beer is never ending. April 7th is National Beer Day! With so many choices, what is your all time favorite?

How can YOU help other homebuyers? Get Pre Qualified! https://max.iservelending.com/ #realestate #home #mortgage

Happy New Years Eve! We are looking forward to a prosperous and joyful 2021. Although 2020 may not have been the year that we thought it was going to be, we can't let that hold us back going into the new year. Here's to a great 2021! #newyearseve #2021 #happynewyear

While we are sure that many of us are glad that 2020 is finally coming to an end, we still want to ensure that we are moving into 2021 with being as financially strong as possible. There are so many great ways to become more financially responsible and set yourself up for success. Here are a quick 7 ways that you can soar into 2021 to become financially stronger! Read more here: http://ow.ly/oY4p50CX9Yx

The iServe team is continuing to grow into 2021! Welcome Milan Navarro from Nevada to the team! We are excited to learn and grow together. #mortgage #newhire #loanoriginator

2021 is looking good for Homebuyers. Are you ready? Get Pre Qualified! https://max.iservelending.com/... #realestate #home #mortgage See more

Find a Lender You Trust. Get prequalified today in 10 minutes: https://max.iservelending.com/

You may want to sit down for this.... Yes, mortgage rates have hit ANOTHER record low. This means that mortgage rates have broken this record low 16 times this year! Read more here: http://ow.ly/F5Wj50CVwLG #mortgagenews #recordlowrates #homebuying #refinance

Do you ever wake up on a Monday and just go? Don’t worry, that’s called being human. Here is to another great week! Get out there and make the best of it. #mondaymotivation #mondays #nope

The time is here! Happy Holidays to you and your family. What Holiday season movies will you all be watching this year? You can never go wrong with this one!

Wishing you and your family a happy and safe Halloween! #happyhalloween #halloween

Halloween is just a couple days away. Here is a fun to-do list that you and your family can take part in this Halloween! #halloween #fun #spooky #familyfun

Happy Wellness Wednesday! Do you want to workout while also avoiding the gym? Here are 12 at-home workouts that you can do without any equipment. https://www.self.com/galle/best-at-home-workouts-bodyweight #wellnesswednesday #wellness #workout #homeworkout

Have Your Best Homebuying Experience Get prequalified today in 10 minutes: https://max.iservelending.com/... "Sam and his team are amazing. I never knew how flawless it could be. Sam was right there helping us and making sure we knew everything from start to finish. Thank you Sam and all of iServe." -Tammy

Don't let your homebuying excitement get derailed. Get Pre Qualified. Start Today: https://max.iservelending.com/

Buying a home is one of the biggest financial investments that many people ever make. Once you are ready to start the process, you will first need to qualify for a mortgage. There are certain things you can do to ensure that you are in a better position to be able to obtain a mortgage. Below are a few simple steps you can take: 1. Check your credit report and make sure that everything is correct while disputing ANY errors. 2. Improve your credit score by paying down your d...ebt, paying your bills on time, and keeping you credit card and other revolving debt balances low. 3. Lower your debt-to-income ratio by reducing any monthly recurring debt and try to increase your gross monthly income. These few simple steps will help ensure that you are in a better position when trying to obtain a mortgage! #mortgage #homebuyer #credit #creditscore

Are you still renting but thinking about purchasing a home? Now may be the perfect time to jump in. With mortgage interest rates close to historic lows, this may be an opportunity that you can not pass up. Reach out today, and let us at iServe help get you and your family into your dream home. #homebuyer #rentvsbuy #mortgage #dreamhome

We’re dedicated to you. "Tamara and her team were Awesome. Positive and well confident. Everything went well from start to finish. Thank you Tamara and team. Great job I was 100% satisfied. I would recommend this team, that was so dedicated and genuine." -Nadine Get prequalified today in 10 minutes:... https://max.iservelending.com/ See more

What is Debt to Income Ratio, and how does it affect your Home Buying Power? Get prequalified today in 10 minutes: https://max.iservelending.com/

Have you been considering purchasing a home? Not sure if the time is right? Interest rates are off historic lows right now, making it the perfect time to consider purchasing a home. Reach out today and let us help you get into your dream home. #mortgage #house #dreamhome

Mortgage rates have hit ANOTHER all time low! Now is the time to consider purchasing or refinancing. Reach out and let us at iServe help you today! http://ow.ly/sNFf50BTKS4