In Touch Financial Services

Happy #PresidentsDay! Do you know the history behind today? Did you know that today wasn't always called 'President's Day'? Here's a few facts from @History: https://zcu.io/J2Ga

You've probably heard the terms "#sellersmarket" or "#buyersmarket" before. You may have even heard that it is difficult to buy or sell in an opposing market condition. Well, @HousingWire says it is not impossible! In fact, they're sharing 5 tips on how to #buyahome in today's seller's market. Here they are: https://zcu.io/5dqp #realestate #realtor #ITRS #InTouchRealty #bayarearealestate #bayarea

Have you scheduled your free #financialwellness check-up yet? #InTouchFinancial offers this free service to help you take a closer look at your financial situation. Let's get #InTouch, schedule today! https://zcu.io/4c1k

Have you ever thought of using your self-directed IRA or solo 401K to fix and flip an investment property? @thinkrealty shares some thoughts on this here: https://zcu.io/qLt3 #investment #financialinvestment #investor #financialplanning #ITFS #InTouchFinancial #InTouch

It's almost been a year since our country had to #shutdown due to the #COVID19pandemic. Have you gotten 'settled in' to your #workfromhome schedule? Although #workingfromhome isn't a new concept, the trend definitely took off in 2020. How will this affect the #housingmarket in the future? @HousingWire has some insight: https://zcu.io/V1Ua #WFH #ITFS #InTouchFinancial #Bayarea #financialplanning #mortgage #homeloan #lender #relocation #newhome

Through our specialized backgrounds, #InTouch #Realty Services gives a holistic experience during the home buying experience. Through a meeting with our Financial Adviser to review their financials and budget, you'll be assured your real estate purchase is truly a sound investment!

How stringent are you with your monthly budgeting? @CNBC shares a story of couple that paid off their entire mortgage in less than 4 years! How did they do it? Read the full story here: https://zcu.io/wdzg #budgetplanning #financialfreedom #financialplanning #ITFS #InTouchFinancial

Since no two individuals are alike, neither should any two portfolios be alike. #InTouchFinancialServices offers a wide range of services including #portfolio management and #financialguidance. More of our services are listed here: https://zcu.io/ie7E

Buying and/or Selling your home is one of the most important financial decisions you will ever make. It’s critical to be well informed and represented by a firm that can cover all aspects of your financial decision. Contact us to get "In Touch" with a seasoned professional that will help guide you through the process! #ITFS #ITRS #InTouchFinancialServices #bayarearealestate #financialplanning #newhome #houseforsale

According to @HousingWire, it may be a good idea to #refinance to a 15 year mortgage in 2021, it could save you money over time. Here's their take on it: https://zcu.io/aeiP

If you're just starting your journey to homeownership, you may have heard the term MI, or mortgage insurance. In our #MortgageEducation Center we explain what it is, why and when it is required. Take a look: https://zcu.io/rxOV #ITFS #mortgagelender #homeloan #homesweethome #futurehomeowner #houseshopping #newhome

May 2021 bring you continued health and prosperity! HAPPY NEW YEAR from our entire team at #InTouchFinancial Services! #HappyNewYear #NewYear2021

From all of us at #InTouch Financial, we'd like to wish you a safe and fun New Year's Eve Celebration! We're ready to ring in the New Year! #NewYearsEve #HappyNewYear #NewYearsEve2021

Here at #InTouchFinancial our advisors will put YOU first! Meet our team and give us a call to get started on your financial planning needs! https://zcu.io/KyZn #financialplanning #moneymoves #budget #bayarea #Oakland #financialadvisor #moneyexpert

In Touch is one of the few financial services businesses owned and operated by a black female; we have been in operation for 23 years. Get to know us and our services in our introduction video. #intouchrealtyservices

Happy Holidays from our team at #InTouch! Wishing you all a celebration filled with joy! #MerryChristmas #HappyHolidays

Thank you, Veterans, for your great service. Today, we honor you. #HappyVeteransDay!

The professional and friendly environment at #InTouchFinancial will immediately make you confident and certain about your decision to trust us with your present and future financial well-being. Contact us now for your #InTouch experience! #ITFS #ITRS #bayarea #realestateagent #realtor #homebuying #househunting #financialadvisor

If you're considering #homeownership next year, we've got a few tips for you! https://zcu.io/m8aK Give us a call to start your journey to homeownership! #ITFS #ITRS #homeloan #lender #mortgage #InTouchFinancial #InTouchRealty #realtor #realestateagent #broker

Here at #InTouchFinancial we offer free financial wellness check-ups. Contact us today to schedule yours! https://zcu.io/zg8E #financialadvisor #financialwellness #InTouch #bayarea

Every #vote counts! If you didn't have a chance to get your ballot in early, be sure to find your local polling place today! #everyvotecounts #PresidentialElection2020 #yourvotematters #yourvoicematters

#InTouch offers full realty services within the #BayArea! View our latest property listings and use our property search tool here: https://zcu.io/jq93

Wishing you and your family a fun and safe #Halloween celebration! #HappyHalloween from our team at #InTouch Financial! #spooky #pumpkins #candy #jackolantern

How did you do on your financial goals for 2020? @CNBC shares a few ways you can be better prepared for 2021! Read them here: https://zcu.io/QIgk #financialplanning #financialwellness #financialcheckup #budget #newyear #financialgoals #financialfreedom #InTouchFinancial #Oakland

Let's talk about title insurance and closing fees. Why do you need #titleinsurance and what are #closingfees all about? Read our blog article to learn more: https://zcu.io/hWZG #InTouchFinancial #InTouch #HomeLoan #Lender #MortgageLender #homebuyingprocess #bayarea

Did you know that #InTouchFinancial offers #retirementplanning services? Retirement planning is one of the most important processes that you can take. The earlier that you start, the earlier you will be able to retire. Give us a call, we're ready to help you get started! https://zcu.io/FlZE #financialplanning #InTouch #financialadvisor

According to @HousingWire, 2020 has brought a major shift to #vacationhome purchases. Where would purchase your dream #vacation home? https://zcu.io/UZ7F #InTouch #InTouchRealty #InTouchFinancial #realestate #realtor #financialplanning #homeloan #dreamhome #homesweethome

@thebalancedot shares a #endoftheyearchecklist with 7 things to do to start the new year off right! Have you ever heard of a #debtdiet? Read about it here: https://zcu.io/OpVL #financialadvisor #financialchecklist #ITFS #InTouchFinancial #budget #newyear

A common question we hear is "What is a #buydown?". A buydown rate is when you are able to pay additional points up front to have the rate reduced. So, what are points? Points are based on a percentage of the loan amount the lender charges. Points are often referred to as basis points with 100 basis points equaling 1%. We have more answers and resources in our Mortgage Education Center, learn more here: https://zcu.io/Txnt #mortgageeducation #firsttimehomebuyer #ITFS #ITRS #financialadvisors #homeloan #realtor #bayarea

Low interest rates continue to fuel the #housingmarket. @HousingWire says #firsttimehomebuyers are keeping the Des Moines market HOT! #homeloans #InTouchFinancial #Realestate #realty #newhome #homesweethome https://zcu.io/odUO

You've just closed on your new home, and you're officially a #homeowner! But now what? We've got a few tips to share with you on owning your own #home. Read them here: https://zcu.io/L2BG #ITFS #InTouch #InTouchFinancial #mortgagelender #financialadvisor #realtor #realestateagent #homesweethome

So, what's hot RIGHT NOW? @Forbes shares the 15 hottest #housingmarkets in the U.S. Do you own property in any of these areas? Have you considered selling, or buying? #InTouchRealty #ITRS #realestateagent #realtor https://zcu.io/cMui

#InTouchFinancial is a full service #mortgagelender. We offer different loan programs to fit the needs of our borrowers. See if you prequalify for a #homeloan with #InTouch, apply here: https://zcu.io/luuU

Here at #InTouch, we are truly full service! We offer solutions to fit most financial goals and situations, including retirement, home purchase planning, and asset management. We're ready to get started when you are! https://zcu.io/a0J2 #ITFS #FinancialPlanning #retirementplanning #assetmanagement

@HousingWire brings us some local intel from communities across the #UnitedStates. Read the news here: https://zcu.io/xkRV #Houston #Nashville #JacksonHole #HousingMarket #ITFS #InTouch #ITFS

Have you been able to appreciate the Fall season yet? Bring a little #Fall into your home with these #DIYhomedecor projects from Country Living Magazine ! #prideofownership #homeowners #homeownership #Autumn #spiritoftheseason #ITFS #ITRS #InTouch #InTouchFinancial https://zcu.io/wvL5

We want to give you the full In Touch experience! In Touch Financial Services provides financial advice and portfolio management to both individuals and small to medium sized companies. Contact us to get started on your financial plans! #ITFS #ITRS #InTouch #FinancialPlanning #PortfolioManagement #personaltouch

Here at #InTouchFinancial we offer free financial wellness checkups. Contact us today to schedule yours! https://zcu.io/zg8E #financialadvisor #financialwellness #InTouch #bayarea

#Refinancing your #homeloan may lower your payment, reduce your rate, reduce your term, or lend you cash to put back into your home. Our team here at #InTouch is available to make the refi process go smoothly, contact us! https://zcu.io/2X4x #ITFS #oakland #bayarea

#MoneyManagement can be tricky at times especially around the holidays! @thebalancedot shares 10 simple ways to manage your money better. Give these steps a try and see if it makes a difference for you! https://zcu.io/fxg7 #financialplanning #ITFS #InTouchFinancial #financialexperts

Happy Thanksgiving from the #InTouchFinancial Services team! Wishing you a wonderful celebration. #HappyThanksgiving #InTouch #turkey

When it comes to investing, you may have a lot of questions- understandably so! Here's a few answers to our most #FAQs. Still have questions? We're happy to help! Contact us today to discuss how #InTouchFinancial cans assist you with your investment needs. https://zcu.io/7UJ9

Not sure what to expect from the #mortgage process? We've got you covered! Read our blog article that covers the #mortgageprocess from start to finish: https://zcu.io/7fIQ #ITFS #InTouchFinancial #homeloan #mortgagelender #househunting #homeshopping #homeowner

#InTouchFinancial can help you with applying to #refinance your current #mortgage. You could possibly lower your monthly payment, reduce your rate or even take cash out of your #homeequity. Get started here: https://zcu.io/39gN #ITFS #ITRS

Being retired doesn't mean qualifying for a new #mortgage is out of the question. @CNBC shares some tips on how to get a mortgage in #retirement. https://zcu.io/co5m #financialplanning #retired

@ThinkRealty suggests taking your real estate investment to Baltimore. Here's 10 reasons why: https://zcu.io/UlyC #realestate #investor #financialplanning #oakland #Baltimore #ITFS #ITRS

Meet our #loanadvisors! #InTouchFinancial is here to assist you with your #homeloan and #refinancing needs! Give us a call to see how we can help! https://zcu.io/cnS2

Even home buying patterns are different this year. According to @housingwire, Fall home buying season is in full swing! Here's the full story: https://zcu.io/rTNR #realtor #realestate #homebuyer #oakland #ITFS #InTouchRealty #ITRS #InTouch

Have you been considering #refinancing to take advantage of recent low #mortgage rates? #InTouchFinancial can help! Start here and learn what your home is currently worth: https://zcu.io/dTgb #InTouch #homeloan #mortagelender

#lnTouchFinancial is here to help! Our goal throughout the home buying process is to provide you with the most exceptional service while reducing stress. We are a family of trusted #Mortgage Professionals who, through high integrity, take pride in creating lifelong relationships and helping home-owners achieve the American Dream of #homeownership. Call us to get started, we look forward to speaking with you! https://zcu.io/MQ2F

Ready to start your #newhome search? View our available properties here, then call us to get started towards #homeownership! https://zcu.io/UAl9 #newhome #homesweethome #houseshopping #househunting #realestateagent #realtor #homebuyer #homeowner #moving #ITFS #ITRS #InTouch #InTouchRealty #bayarea #californiarealestate

Are you ready to get started on a new #homeloan? Get prequalified with In Touch Financial Services to show sellers you mean business! https://zcu.io/VVu1 #prequalified #homebuyer #mortgage #ITFS #InTouchFinancial

The professional and friendly environment at In Touch Financial will immediately make you confident and certain about your decision to trust us with your present and future financial well-being. Contact us now for your #InTouch experience! #ITFS #ITRS #bayarea #realestateagent #realtor #homebuying #househunting #financialadvisor

Today marks 19 years since the tragedies of September 11, 2001. We remember the #heroes. #NeverForgotten #911Memorial

As we find ourselves in an extremely competitive market, agents are finding themselves in bidding wars. @HousingWire shares how they're winning these #biddingwars: https://zcu.io/ZzUy #InTouchFinancial #ITRS

#InTouchFinancial offers #portfoliomanagement services. We believe that just as there are no two individuals who are alike, neither should any two portfolios be alike. Learn more about our portfolio management services, get started here: https://zcu.io/ApcR

Happy #LaborDay from our team at #InTouchFinancial Services! #InTouch #HappyLaborDay

Looking for the hottest zip codes of 2020? @HousingWire reports them all: https://zcu.io/gDEo #InTouch #InTouchRealty #realeestateagent #realtor #oakland #bayarea

@HousingWire has the scoops on the latest must-have amenities for new #homebuyers. Read them here: https://zcu.io/GmLw #InTouch #realestateagent #realtor #InTouchRealty #oakland #bayarea

The latest #buyersguide for #Oakland #realestate breaks down the median price of homes by the number of bedrooms. It also lists the estimated monthly payment you may have based off a 20% or 3% down payment. Take a look! Get #InTouch with us to get started on your dream of #homeownership! #homesweethome #dreamhome

Interested in Getting IN TOUCH? Contact us to go over your real estate needs and discuss some financial planning. We look forward to working with you. #ITFS #ITRS #bayarea #Oakland #realestate #mortgagelender #househunting #buyingahome #firsttimehomebuyer #homeloan https://zcu.io/HTDf

According to @HousingWire, @FannieMae recently announced that we are in a seller's market. Read all the details here: https://zcu.io/84s4 #firsttimehomebuyer #sellyourhome #realestateagent #realtor #ITFS #InTouch #InTouchFinancial #InTouchRealty #bayarea #bayarearealestate

It’s true that there’s a lot about the current environment that points to the advantages of converting traditional #IRA assets to #Roth. Learn more about what to do when IRA conversion don't add up here: https://zcu.io/evbs #ITFS #InTouchFinancial #InTouch #Financialadvisor

Living in a good school district is one of the biggest factors that come in to play for parents when buying a home. How has #virtuallearning changed this? @housingwire has the story: https://zcu.io/wKxh

@CNBC shares some of the emerging #trends of the homebuying market, watch here: https://zcu.io/Z2D6 #realtor #realestateagent #homebuyer #houseshopping #homeshopping #newhome #homesweethome