Integrity Home Finance

The professionalism and dedication of the work they do. A great team. Thank you very much to all

Jorge was very responsive and professional. When I has questions he was patient and thorough making the process stress-free. So thankful for all his assistance and positive attitude.

You guys are amazing , idk what I would have done with out you guys. Super happy I got in to my dream home especially how the market has been lately. Super helpful with everything.

I am very grateful for the work that Jorge carried out, he is a person who takes his work very seriously and always doing his best to guarantee good results. Thank you very much Jorge to you, and to your team, always attentive and willing to work as a team. once again thank you very much to Mike Barrios Team.

Jorge is very professional, He's my number one Lender; I trust him with all my file.

Jorge always returned my calls and was very pleasant gave me the information I needed. Was a pleasure working with him.

Jorge was very easy to work with, from the start he was very upfront with the company business to underwrite loans and as a real estate investor that's very important to project the closing. I would recommend Jorge and his team with future buyers.

Jorge made it easy for us to see what options we had for loans.

Communication and explained everything to make client understand the process.

I am grateful for the great communication and amazing team work. As always a pleasure working with you. Amazing lending support.

The willingness to really make sure you have the best experience and they take on all the trouble to make sure you dont have to go through it.

Happy Valentine’s Day

Thank you to everyone that has been part of a successful 2020. Thank you for your friendships and support.

Interest rates are currently hovering at all-time lows. Will that change after the Presidential election? Let’s take a look at what’s happened after each Presidential election during the past 20 years: 2016: Interest Rates Shot Up by Approx. 1% Within 60 days. This was due to the huge stock market rally after Trump won the election. The stock rally caused a sell-off in the bond market, which caused interest rates to jump higher. If Trump wins this time around, it’s unlikely t...hat stocks will rally significantly because stocks are already at all-time record highs. 2012: No Change to Interest Rates After the Election. This was likely due to the fact that the incumbent (Obama) won the election, meaning that no significant change to policy was anticipated. 2008: Interest Rates Declined by Approx. 1% Within 60 days. This was primarily triggered by the Fed’s massive bond-buying program that kicked off in late 2008. This was the first time the Fed began buying mortgage bonds. 2004: No Change to Interest Rates After the Election. This was likely due to the fact that the incumbent (Bush) won the election, meaning that no significant change to policy was anticipated. 2000: Interest Rates Declined by Approx. 0.5% Within 60 Days. This was likely because the election was contested, causing stocks to falter on the uncertainty. Investors flocked to the safety of bonds, causing interest rates to decline. Conclusion: If Trump wins, and the election is uncontested, interest rates may not change. If Biden wins, and the election is uncontested, interest rates may not change as the market seems to already be pricing in a Biden win. Even so, interest rates could decline if the market senses that a change to policy may be forthcoming. If the election is contested, it’s possible that stocks could sell-off and rates could decline as investors flock to the bond market for safety. Of course, interest rates are already at all-time record lows. Is it likely or even possible for rates to decline further? Time will only tell. Please contact me for more info or to evaluate your options!

Whether you’re looking for a big home for everyone or a place to call your very own, I can help you find the right loan to make it a reality. Message me today! #thehelpfulLO #home #house #realestate #househunting #homeowner #loanofficer

Temporary pause in Foreclosures and Evictions

Beautiful Home Come check it out TODAY 11-2

Beautiful Home Come check it out TODAY 11-2

Congrats to our two beautiful models on the purchase of their FIRST Home The most rewarding part of our business is meeting great hard working people & helping them accomplish their long awaited goal of homeownership. It gets even sweeter when it’s a friend and they trust you to help them with this process Eddie didn’t believe us at first, but as we’ve mentioned before, buying a home with ZERO DOWN is absolutely possible. Thank you BOTH for trusting our team & allo...wing us to help you begin your journey in Real Estate. -The Mike Berrios Team

Join us in Congratulating The Araya Family on the purchase of their first Home We met Anthony less than 60 days ago when Chris his Agent introduced us. Talk about someone who sacrificed comfort for the greater good Anthony works long hours, had to be out of his place overnight. For the last 2 months, he didn’t have a place to live. He slept in his car while Spouse stayed with family & his dogs were at a Doggy Hotel ... This weekend, Anthony got his keys & purchased his Home using one of our many Downpayment Assistance Programs !!! Thank you Chris Camarena for trusting our team & for doing an amazing job! Always a pleasure to work with you my Friend -The Mike Berrios Team

Today is MOVING DAY!!! Congrats to The Highland Family on the purchase of their Home! We met Darcy a few months ago when her agent Gabrielle introduced us. At the time we reviewed her options, discussed a strategy but it wasn’t the right time Darcy reached out a couple of weeks ago, updated her financials & JUST 23 DAYS after opening escrow, she finally gets her keys! ... Thank you Gabrielle Hedley for trusting our team & for doing such a great job on helping Darcy & her Family Lisa Dinoto you didn’t break our hearts like you promised. Thank you for working with us. It was a pleasure & we’re happy for you & your sellers -The Mike Berrios Team

Congrats to The Mardueno Family on the sale of their Condo & the purchase of their New Home Pablo & his Team at EHS Realty were able to coordinate three separate transactions to help each client accomplish their goals all while under VERY tight schedule Our client was able to sell her starter home, secure her new property & received assistance with her closing cost so that their monthly expenses were REDUCED even though their new home was higher priced than the home the...y sold Thanks again for trusting our team!!! -The Mike Berrios Team Integrity Home Finance

$299k 2bed 2bath UPLAND Condo For more info comment below, send us a PM OR CALL (909) 264-4770 Aurélio J Fuentes

Congratulations to The Esparza Family on the purchase of their next Home Thank you for trusting our team with the process Jp Londono & Joe McDermott The Mike Berrios Team Integrity Home Finance

Congratulations to The Perez Family on the purchase of their 1st Home!!!! A beautifully remodeled property with tons of upgrades Thank you Eran for always trusting our team to take care of the sale of your investments & for working Aaron to allow us to secure this home for our Buyer Great job Aaron!!! Thank you again for referring them to us and for taking great care of them throughout the entire process ... -The Mike Berrios Team

Congrats to The Jackson Family on the purchase of their 1st Home The Jackson Family was able to purchase their Condo using one of our many downpayment assistance programs with ONLY $4600 down Great job Victor Serna-Delgado on securing their property & trusting our team with the process... -The Mike Berrios Team Intero Real Estate Services Rancho Cucamonga

Congratulations to The Lazo Family on the purchase of their new home! We were introduced to the Lazo Family a couple of months ago when they were considering the sale of their home in the high dessert because they wanted to relocate to Fontana One of the most important factors that affected their selling decision was their ability to purchase another home concurrently. After careful consideration & reviewing their numbers, we were able to put a plan together that met their... goals and helped our agent secure the listing agreement With the help of their Agent & our partner, Isileli Gillin was able to flawlessly execute their desired objective & we were able to close their transaction successfully. Thank you for your continued trust in our TEAM -The Mike Berrios Team Integrity Home Finance Intero Real Estate Services Rancho Cucamonga