HomeSight Mortgage

Whoop, Whoop New Roof Coming! So happy to help our clients save $$$ and take cash out to do Home Inprovements!! We are Brokers We are Better!Paul and Tiffany Williams 951-538-5027 Williams Realty Group Inc and HomeSight Mortgage

Want to save more money without starting over with a 30-year mortgage? Flex term can customize your loan term to fit your budget. Call us today to learn more.

There are plenty of good reasons to refinance your mortgage like reducing your interest rate or lowering your monthly payment to name a few but how do you know when the time is right? There’s only one way to find out. Call me to get started!

Another Happy Client that we are blessed to help save money on a cash out refi! Perfect time for those delayed home improvements! We are Brokers We are Better! Paul and Tiffany Williams 951-538-5027 Williams Realty Group Inc and HomeSight Mortgage!

USDA loans are insured by the United States Department of Agriculture and are geared towards buyers who plan to live in rural or low-income areas. If your vision of a dream home is a bit more rustic, a USDA loan could be perfect for you. DM me to learn more.

One surefire way to lower your debt-to-income (DTI) ratio is to pay off credit card debt, car loans, or other loans. A lower debt-to-income ratio will improve your financial health, and your mortgage loan approval odds.

Backed by the U.S Department of Veterans Affairs, VA loans are tailor-made for members of the U.S military and come with unique benefits like lower interest rates and no down payments. Are you a veteran or active servicemember? Call me to discuss. Paul & Tiff 951-538-5027

Your credit score is one of the major factors in your loan’s approval, and your mortgage rate. Quick fixes like disputing errors on your credit report, or paying off an overdue balance, can raise your score and increase your approval odds.

Anticipating a big expense soon? Whether it’s a home renovation or a much-needed vacation, tapping into your home’s equity through refinancing could alleviate the burden on your bank account. Don’t know how much equity you have? Call today, I’ll help you find out!

Planning to start a family soon? Securing the extra space now could save you lots of stress later. If you’re ready to set roots, reach out! I’ll make the home buying process easy.

We are experts at high-value home loans! Call us today to discuss your jumbo loan options. Paul & Tiffany Williams 951-538-5027

Many lenders use the 28/36 rule, meaning your mortgage shouldn’t be more than 28% of your gross income, and your total revolving debts shouldn’t be more than 36% of your gross income. Keep within those limits to make mortgage approval much easier.