HomeSafe | Reverse Mortgage and Retirement Solutions

The biggest problem of a reverse mortgage is few know how truly beneficial it is to seniors' retirement. Know the facts.

You're not alone in your stress over retirement funding. In this article from USA TODAY, here are a few tips that can help. A reverse mortgage is also an option. This program was designed to help seniors stay in their home while accessing the equity in order to relieve the financial stress of retirement. Check out hmsafe.com to find out more.

We've been saying this for a long time now. Make sure you are using your Social Security Benefits to your best advantage. Not sure, give us a call 949-440-200. Social Security combined with a Reverse Mortgage may relieve your retirement anxiety.

Where do you fall on the chart? You may have more money than you think. A reverse mortgage can help you access the equity in your home allowing you to relax and enjoy your retirement. Call today and let us help you. 949-440-2000

We can help you avoid common retirement planning mistakes Call us to discuss how retirement can be the best time of your life.

Is retirement your goal? Thoughts?

Happy Labor Day from all of us at HomeSafe!

Are you ready? "Start clearing your head of fables that almost guarantee unhappy retirements."

"While it would be nice to have a handy one-size-fits-all guide for living your golden years successfully, the truth is that everyone’s retirement is incredibly unique."

This is a reverse mortgage that permits older homeowners to tap some of their home equity, the article states. As long as borrowers meet the terms of the mortgage and continue to use the home as their principal residence, they will not have to repay the loan.

Not sure a Reverse Mortgage is right for you? Did you know President of HomeSafe, Bryon Pyle has written an ebook that can answer any question you may have about a Reverse Mortgage. Download from Amazon here:

Rethink Retirement, it may not be quite what you expect! This Article in Bloomberg offers a new perspective.

Q. Can I still make monthly payments on the loan if I want to? A. Yes, you may. There is no prepayment penalty. Q. When will I have to pay the principal and interests cost of this loan? A. Your REVERSE MORTGAGE loan becomes due and must be paid in full when one or more of the following conditions occurs: (a) the last surviving borrower passes away or sells the home; (b) all borrowers permanently move out of the home; (c) the last surviving borrower fails to live in the hom...e for 12 consecutive months due to physical or mental illness; (d) you fail to pay property taxes or insurance; (e) you let the property deteriorate, beyond what is considered reasonable wear and tear, and do not correct the problems. You usually have up to 1 year to either settle the mortgage in any way you or your heirs prefer. Q. What has to be repaid when the loan becomes due? A. The mortgage principal (you amount that you have taken or used), the initial closing costs, and the interest, insurance charges, and service fees for the length of time that you kept the mortgage. This is usually paid from the proceeds when the home is sold, but may also be paid by refinancing or any other means you or your heirs decide. Be sure to speak with our highly trained HomeSafe advisors for advice on using your REVERSE MORTGAGE programs.