Mark & Darci Richardson CSMC Mortgage

We love helping our clients refinance!

Does homeownership actually give you a better chance to build wealth? No one can question a person’s unique feelings about the importance of homeownership. However, it’s fair to ask if the numbers justify homeownership as a financial asset. In today's blog, we talk about the different financial benefits of homeownership:

REALITY: You should get pre-approved before you begin your home search, so you know your budget and can act quickly when you're ready to make an offer. It makes your offer stronger to sellers, too! A pre-approval is a must have in today's highly competitive market.

Wishing you a peaceful Sunday

New 5.0-star Review: "Had a great experience with Mark and Darci! I would certainly recommend them to anyone in the market for a new home!"

Time for some #FridayFun! Which of the images is the closest to your personal interior design style?

So proud to announce we are the #1 producers in 2020 for CSMC Mortgage! Thank you to all of our wonderful clients, amazing realtor partners and our outstanding Richardson Team members for helping us achieve this remarkable milestone. We couldn't have done it without each and every one of you! We feel so blessed to be able to do what we do every day

The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Our newest blog takes a dive into some of the biggest wins for homebuyers this season:

Whether you are looking to purchase or refinance, we are here for you every step of the way!

Thank you for making 2020 an amazing year for us. Not only did we go above and beyond our goals this year, but we truly have the most amazing clients and partners. We couldn't do it without you and are blessed daily. May 2021 be filled with love, life and blessings to you all.

Wishing you and your family a Happy New Year! What are you most looking forward to in 2021?

Is #4 on your list too? We'd love to help you achieve your homeownership goal this year. Give us a call at (805) 304-2900, shoot us an email to [email protected], or visit our website at https://markanddarci.com/ to get in touch with us.

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them:

What are you bringing into this new year?

If you are looking to refinance in the new year, we would love to assist you!

If you’re dreaming of buying a home this year, start by connecting with a local mortgage professional (that's us!) to understand what goes into the process. With a trusted advisor at your side, you can then begin to answer the questions we've outlined in our newest blog post to set yourself up for homebuying success:

Whether it’s mortgage rates, home prices, or home sales, the 2021 housing market forecast is full of expert optimism and strength. Contact us to learn more about 2021’s opportunities and how they align with your own homeownership goals. Give us a call at (805) 304-2900, shoot us an email to [email protected], or visit our website at https://markanddarci.com/ to get in touch with us.

We hope you're having a blessed holiday weekend

We invest in all sorts of things, friendships, relationships, careers and homes. Do you see a home investment in your future?

As many of us spend extra time at home, we’re reevaluating what home means and what we may need in one going forward. Our newest blog outlines 4 reasons people are reconsidering where they live and why they’re expecting to buy a home this year:

11 days is the median number of days it took to sell a California single-family home in September, down from 24 in September 2019 - CAR

Wishing you a safe and Happy Halloween! #happyhalloween #halloween2020 #trickortreat

If you've been ghosted, not to worry! We are your local lender with over 25 years of lending experience. With us you'll be sure to get: A local lender who cares about your loan... White glove service - we know how crazy your schedule can be, so we are available evenings and weekends Various loan programs to fit your specific needs 24 hour loan approval Our personal cell numbers, NOT a 9-5 number We would be honored to assist you with your housing needs. Give us a call today!

New 5.0-star Review: "Mark & Darci were so helpful and responsive throughout the entire process. They have a great team that supports them that helps make the process as painless as possible."

We love having clients for life!

With all the current fires, we want nothing more than you all to be safe and prepared in case of an emergency. We've created this fire preparation booklet in order to help you and your family prepare in the event of a wildfire emergency - feel free to download it from our website at https://markanddarci.com/fire-preparation-booklet/

Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices going up, equity gains will also keep accelerating. Knowing equity will help enable many homeowners to better survive the economic distress caused by the ongoing pandemic, it’s important to break down two key homeowner benefits of increasing equity.

Happy Sunday! Do you agree with this quote?

New 5.0-star Review: "There are wonderful people and are on top of things for the one they are helping"

Here's some #FridayFun: Which color kitchen cabinets do you prefer? Comment below!

New 5.0-star Review: "I am truly grateful to Mark and Darci Richardson! They are a phenomenal team with unsurpassed customers service skills who were able to secure for me the best interest rate possible. Treating me with the upmost respect through the loan process, they were easily accessible and answered any little or big question I had for them. I have already recommend them to several of my friends and I will definitely reach out to them again if the opportunity comes around!"

Experts anticipate 2020 will end up being one of the strongest years in recorded history for the housing market. Unprecedented benefits for both homebuyers and sellers, such as record-low interest rates and rising home equity, are huge motivators for people to jump into the real estate market as soon as they can. Message us to learn more about what a market this active means for you and your goals this year.

We loved helping you with your first home purchase, Phill!

With so few houses available today, competition is heating up among homebuyers. Be ready for a bidding war with these 3 tips.