Guarantee Mortgage

We are finally in the full swing of spring. Here are some tips on how to deep clean your living space to maximize your home comfort. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #springclean2021

Buying a bigger house is the right solution for some people, but it’s far from a one-size-fits-all solution. Plus, plenty of people adore their home and have no desire to pick up their roots, let alone deal with staging, negotiations, and the dreaded move. That leaves us with a different option: a renovation. Savvy home renovations that maximize space can be a win-win for your household. They let you remain in the property and neighborhood you love while you continue to make ...sure the family under that roof is cared for. Here are some renovation ideas that can maximize your living space: Finish a basement or attic Build up Build out Divide and conquer for a rental dwelling Contact a Guarantee Mortgage loan advisor today to put your home’s equity to work as you strive to meet your current needs while staying in the house you love: guaranteemortgage.com. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homerenovation

Have a wonderful Easter! #guaranteemortgage #easter2021

From dreams to keys, we are here to help you through the home-buying process. We’ll be with you for as much of the process as you needfrom the initial what’s possible discussions to the mortgage prequalification to the lender’s approval to funding your loanto the day when the keys pass to you. Whether you’re seeking your first home, a loan for a vacation home or rental property, or a mortgage for real estate investment, you likely have questions. Tell us your goal, and we’ll give you the answers, guidance, and insight you need: guaranteemortgage.com/buying-a-home. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco

What are your home goals for the new month? #guaranteemortgage #april2021 #homegoals #aprilgoals

Amazing words from an amazing man. #mlkjday

There may be no greater example of multi-tasking than when you’re buying and selling a home simultaneously. You can successfully navigate this balancing act, but take a little time to get organized with these 7 tips: http://bit.ly/3nRL8nj. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homeownership #homeselling #homebuyingtips

Getting a mortgage is a big deal. Your choice of a mortgage lender should be too. Guarantee Mortgage has a well-earned, established reputation. Find out why we’re different and why that difference will matter to you: http://bit.ly/2Pg5HK2 #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #loanprocess #mortgagetips #homebuyingtips

MORTGAGE TIP: With the new year, perhaps making a career change is one of your goals. Keep in mind, if you are applying for a home loan, employment stability is a major factor in the underwriting process. Quitting or changing jobs or even positions within the same company can potentially endanger your loan approval. If you are likely to quit or change jobs during the loan process, even for a promotion, please let us know. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #loanprocess #mortgagetips

Whether it was always a part of the plan or you started decluttering during quarantine and decided your closet space was no longer working for you, 2020 was a year of smart renovations across all budgets. If you’re selling your home, consider renovating your house with some of the most requested upgrades for last year, according to designers and contractors. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #househunting #homebuyingtips ... #homeremodel See more

MORTGAGE TIP: You don’t need a preapproval letter before looking at homes, but getting one can show sellers that you’re serious. Reach out to Guarantee Mortgage today to see what you are preapproved for. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #loanprocess #mortgagetips #homebuyingtips

Is homeownership one of your new year’s resolutions? We’d be happy to help you reach your goal. Contact us today: guaranteemortgage.com #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #newyearnewgoals #homeownership

We hope you’ll write some exciting chapters in this new year! Happy 2021!

Take it from one of our happy clients! We’re proud to use our experience and knowledge to stay one step ahead so your transaction will close smoothly and successfully. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #mortgage #happyclients

Identifying your dream home is an important step in the home-buying process but you’ve still got to close the deal! Do everything possible beforehand to ensure your offer stands out from the rest and looks as attractive as possible to the owner. Here are nine home offer tips that can help you secure the keys to your new abode: https://bit.ly/3kEF1kp. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homebuyingprocess #homebuyer

Are you ready to own a special place of your own? Contact us today to get started on your homeownership journey! #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homeownership #homesweethome

MORTGAGE TIP: Please do not co-sign on a loan for anyone during the home loan process! Even if you’re not responsible for the monthly payments, lenders may view it as an increase in your debt-to-income ratio, and you’ll be held secondarily liable should the primary applicant choose to default on the loan. Most importantly, if the primary lienholder fails to make timely payments, your credit rating is negatively affected which could result in a loan denial or, at minimum, a higher interest rate charged. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #mortgagetip #loanprocess

Have you been thinking about moving out of the city? The suburbs and exurbs may be in your line of sight! realtor.com explains the crucial differences between the two. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homesearch #suburb #exurb

Take it from one of our happy clients! We are so glad that Alan was able to assist you in your refinances! #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #testimonial

Are you thinking about purchasing a condo? realtor.com provides a detailed explanation of what it is and how it compares to apartments or houses. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homesearch #condo #apartment #house

Please do not have any other vendors run your credit during the home loan process! Too many inquiries during a specific period can negatively impact your credit score. Additionally, you’ll create extra work for yourself. Most underwriters will ask for a letter of explanation about any inquiries made within the last 120 days. #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #mortgagetip #creditscore

Are you ready to be the proud owner of your very own home? Contact us today to get started on your homeownership journey! #guaranteemortgage #bayarea #bayarearealestate #sanfrancisco #homesweethome

A home inspection is a service that homebuyers purchase to save themselves from unforeseen costs in the future of homeownership. realtor.com explains why some homebuyers today are choosing to waive these inspections and if it is safe to do this. #GuaranteeMortgage #BayArea #BayAreaRealEstate #SanFrancisco #HomeInspection #PeaceOfMind

Take it from one of our happy clients! We are so happy that Larry was able to assist you in all of your transactions! We thank you for your repeat business and working with us again. #GuaranteeMortgage #BayArea #BayAreaRealEstate #SanFrancisco #Testimonial

Your living room is a special place to unwind and let the day roll off your shoulders. If you are not viewing a home in person during the home-buying process, ask your real estate agent these important questions about the living room during the virtual tour. #GuaranteeMortgage #BayArea #BayAreaRealEstate #SanFrancisco #HomebuyingProcess #HomeSearch

Welcome to October, everyone! #GuaranteeMortgage #BayArea #BayAreaRealEstate #SanFrancisco #October #October2020

During the home loan application process, all cash deposits are scrutinized by an underwriter! Any unusual or large cash deposits other than normal payroll are often required to be documented and sourced. To help facilitate a smoother and successful loan close, avoid large cash deposits if possible. #GuaranteeMortgage #BayArea #BayAreaRealEstate #SanFrancisco #MortgageTip #CashDeposit