Fredrik Megerdichian

Some of our recent April closings! Congratulations to the buyers and a special thank you to all our business partners that help make these fundings a smooth process for our clients

Are you planning on relocating but buying a house before you sell? We have the solution for you! Contact our team with any questions or to get started. -- #houseamericafinancial #californiarealestate #larealestate #losangelesrealestate #losangeles #rentvsbuy #glendale #mortgagetips #lacanadaflintridge #westwoodrealestate #homebuyertips #realestate #brentwood #losfeliz #glendalerealestate #realestatetips #sierramadre #malibu #loanofficer #pasadena #westhollywood #homeowner #beverlyhillsrealestate #homesforsale #studiocity #shermanoaks #dreamhome #santamonica #burbank #venturarealestate

"A recent Zillow survey showed that more than 1 in 10 Americans reported moving in the past 12 months, either by choice or by circumstance. And now, with the COVID-19 vaccine circulating and the economy slowly regaining strength, Zillow researchers say millions of additional households could enter the housing market in 2021." Source: HousingWire -- #houseamericafinancial #californiarealestate #larealestate #losangelesrealestate #losangeles #rentvsbuy #glendale #mortgagetips #lacanadaflintridge #westwoodrealestate #homebuyertips #realestate #brentwood #losfeliz #glendalerealestate #realestatetips #sierramadre #malibu #loanofficer #pasadena #westhollywood #homeowner #beverlyhillsrealestate #homesforsale #studiocity #shermanoaks #dreamhome #santamonica #burbank #venturarealestate

Rates are historically low so there is still plenty of refinance opportunity if you have yet to do so. Whether you have questions or are ready to move forward, give our team a call today! -- #houseamericafinancial #californiarealestate #larealestate #losangelesrealestate #losangeles #rentvsbuy #glendale #mortgagetips #lacanadaflintridge #westwoodrealestate #homebuyertips #realestate #brentwood #losfeliz #glendalerealestate #realestatetips #pacificpalisades #malibu #loanofficer #pasadena #westhollywood #homeowner #beverlyhillsrealestate #homesforsale #studiocity #shermanoaks #dreamhome #santamonica #wehorealestate #venturarealestate

Thank you Maya for this review and entrusting our team with not only your first purchase but your recent refinance! #houseamericafinancial #californiarealestate #larealestate #losangelesrealestate #losangeles #review #glendale #testimonial #lacanadaflintridge #applynow #homebuyertips #realestate #larchmont #westwood #silverlake #pasadenarealestate #beverlyhills #losfeliz #loanofficer #realestateinvesting #westhollywood #hollywoodrealestate #beverlyhillsrealestate #homesforsale #studiocity #shermanoaks #venicebeach #santamonica #realtor #venturarealestate

Could not have accomplished this without everyone’s continued support! Grateful

Your debt-to-income ratio (DTI ratio) is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow. Do not hesitate to contact our team with any questions you may have! -- #houseamericafinancial #californiarealestate #larealestate #losangelesrealestate #losangeles #DTI #glendale #burbank #encino #calabasas #tujungarealestate #finance #loanofficer #homeloan #lacanada #realestate #tolucalake #lacanadarealestate #dtla #noho #brentwood #rentvsbuy #beverlyhills #westhollywood #studiocity #shermanoaks #homeowner #burbankrealestate #glendalerealestate #pasadenarealestate

Buyers often mistake pre-qualification for pre-approval. While getting pre-qualified gives you a general idea of how much you qualify for, a pre-approval provides a specific loan amount for which you have been approved. A pre-approval is often required before the contract is signed in today's competitive market. Getting pre-approved while house hunting lets realtors and sellers know you're serious and prepared.

"What I wish I’d known before my first kitchen renovation." https://www.curbed.com//kitchen-remodel-ideas-renovation-a

#peaceforarmenians

"Fall’s cooler temperatures are showing zero effect on America’s hot real estate market. Since last week, total mortgage applications have risen 6.8%. Applications for refinancing home loans also jumped 9% for the week and an astounding 86% for the year." Read more about our latest Market Update on our blog: https://houseamericafinancial.com///market-news-10-2-2020/

You may be able to leverage what you are paying in rent into far more home than you might have imagined. Reach out to our team today! We'll be happy to calculate how much your rental payment could be worth.

"A credit score over 700 is generally considered good and positions borrowers for the best mortgage rates. If you want to improve your credit score before applying for a mortgage, Experian recommends paying all your bills on time including credits cards, auto or student loans, rent, utilities, etc.; paying off debt and keeping low balances on credit cards; avoiding opening up credit accounts you don’t need; not closing unused credit cards or applying for too much new credit; and disputing any inaccuracies on your credit report.:" https://houseamericafinancial.com///market-news-9-25-2020/

Here is a graphic showing the difference in mortgage rates and payments over 10 years. As you can see, now is a fantastic time to purchase or refinance a home. Reach out to our team today to get started!

"Most sellers want top dollar for their house, and in an effort to increase their profits turn to the For-Sale-By-Owner (FSBO) model to avoid paying realtor commissions. Interestingly, Zillow has found that 36% of sellers attempt to sell their homes themselves; but ultimately only 11% end up selling their home without a real estate agent. Remember that with an agent, you’re tapping into his or her market expertise, vast network of potential buyers, listing and marketing services, and negotiating skills." Read more about our latest Mortgage Market Update on our blog: https://houseamericafinancial.com///market-news-9-18-2020/

Top 10 Design Trends of the Next Decade: Meet Your New Home: https://www.wsj.com//top-10-design-trends-of-the-next-deca

Renting adds up! It could be time for you to explore the many benefits of home ownership. Contact our team for more info.

"In today’s work-from-home environment, many Americans are leaving urban centers and flocking to the suburbs. As they search for their spacious new homes, some interesting must-haves are appearing." Read more about our latest Market Update on our blog: https://houseamericafinancial.com//03/market-news-9-4-2020/

SoCal Sees Slight Gains in Housing Affordability: https://www.nbclosangeles.com//socal-sees-slight-/2412192/