Final Expense Funeral Concierge

How to make sure your family won’t have to pay for an expensive funeral. Studies show that the average funeral cost is $8,000 and this may not include bills or... medical expenses. You shared a lifetime of special moments, cried and laughed together, spent special holidays together, and made it through the tough times. The last thing you want to do is leave the people you care about most scrambling to pay and plan for a funeral. This doesn’t have to be the case. There are many great companies out there that can provide you with simple affordable solutions to cover these costs. No in person visits are necessary, no medical exams required, and you can do it all over the phone or internet. To learn more about what you can do to make sure your family is protected click the Get Quote button below.

It might be uncomfortable to think about the need for life insurance, but it’s an important part of your family’s financial strategy. It helps protect your family during the grieving process, gives them time to figure out their next steps, and can provide income to cover normal bills, your mortgage, and other unforeseen expenses. Here are some guidelines to help you figure out how much is enough to help keep your family’s future safe.... Who needs life insurance? A good rule of thumb is that you should get life insurance if you have financial dependents. That can range from children to spouses to retired parents. It’s worth remembering that you might provide financial support to loved ones in unexpected ways. A stay-at-home parent, for instance, may cover childcare or education costs. Be sure to take careful consideration when deciding who should get coverage! What does life insurance cover? Life insurance can be used to cover a variety of unexpected expenses. Funeral costs or debts can potentially be financial and emotional strains, as can the loss of a steady income and employer-provided benefits. Think of life insurance as a buffer in these situations. It can give you a line of defense from financial concerns while you process your loss and plan for the future. How much life insurance do you need? Everyone’s situation is different, so consider who would be financially impacted in your absence and what their needs would be. If you’re single with no children, you may only need enough insurance to cover funeral costs and pay off any debts. If you’re married with children, consider how long it might take your spouse to get back on their feet and be able to support your family, how much childcare and living expenses might be, and how much your children would need to attend college and start a life of their own. A rule of thumb is to purchase 10 times as much life insurance as income you would make in a year. For instance, you would probably buy a $500,000 life insurance policy if you make $50,000 a year. (Note: Be sure to talk with a qualified and licensed life insurance professional before you make any decisions.) An older person with no kids at home may want to leave behind an inheritance for their children and grandchildren, or ensure that their spouse is cared for in their golden years. A business owner will need a solid strategy for what would happen to the business in the event of their death, as well as enough life insurance to help ensure that employees are paid and the business can either be transferred or closed with costs covered. Life insurance may not be anyone’s favorite topic, but it can be a lifeline to your family in the event that you are taken from them too soon. With a well thought out life insurance policy for you and your situation, you can rest knowing that your family’s future has been prepared for.

How Much does the VA (Veterans Affairs) department pay toward funeral costs? Under the current regulations, VA pays for burial and funeral expenses on a reimbursement basis, which requires survivors to submit receipts for relatively small one-time payments that VA generally pays at the maximum amount permitted by law. The new burial regulations will permit VA to pay, at a flat rate, burial and plot or interment allowances thereby enabling VA to automate payment of burial ben...efits to most eligible surviving spouses and more efficiently process other burial benefit claims. The burial allowance for a non-service-connected death is $300, and $2,000 for a death connected to military service. Please visit the following link to read for the full information. https://www.benefits.va.gov/compe/claims-special-burial.asp Final expense funeral concierge is not associated with the U.S Department of Veteran Affairs.

Funeral Concierge rolled into a life insurance plan is a Final Expense Product unlike any other. Take a look at this video to learn more. Visit us at https://www.thefinalex.com/ to learn more or get a hassle free quote.

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