FHA Home Loans
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Phone: +1 916-271-4405
Address: 3175 Sunset Blvd., Ste 103 95677 Rocklin, CA, US
Website: www.PaulBozek.com
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Amount of Money Needed to Qualify for FHA Streamline Refinance You will need to provide 60 days of bank statements showing enough money to cover any out-of-pocket closing costs. Your loan officer will work up an estimate of total funds due, which should give you a general idea about how much money you need in your accounts. This estimated out-of-pocket amount might increase through the course of the loan. Be prepared to provide updated statements or additional statements to p...rove you have the increased amount. An additional note about bank statements: provide all pages, even blank ones, to your lender. Also, make sure your name, address, and account number shows on your statement. For this reason, online bank printouts often are not sufficient since banks remove personal information from online printouts. The best statements are the ones you receive in the mail or the actual bona fide PDF bank statements that are often available for download on the bank’s online system.
Minimum Credit Score for FHA Streamline Refinance FHA does not require a credit report to be pulled. However, most, if not all lenders will require a credit report. A standard benchmark minimum credit score for the FHA streamline program is 640. However, some lenders will allow a score of 620 or even 600.
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