Financial Credit Network, Inc.

Remember that Snowball Method used for paying down debt we mentioned? Here is a great tool that will help you implement it! January is nearly over, are you making headway with your 2021 money goals? *We are not affiliated with this Etsy seller, nor do we profit off sales in any way.

Valentine’s Day is just around the corner and it’s the perfect time to schedule a little Money-Love Date! Have you heard of a Money-Love Date? Once a week you set aside time to catch up on all your financial affairs. - Check your bank account balances... - Check your credit card balances - Transfer money between accounts - Pay bills - Make calls to get fees refunded, handle billing issues, and other administrative stuff - Enter your expenses into a spreadsheet or bookkeeping software - Balance your checkbook - Get into a place of gratitude for the abundance you have in your life - Look at investment account statements - Look at bookkeeping reports Setting aside time each week to spend some quality time with your money will keep the money stress away. Sound like the kind of date you need? Here’s a link to the whole article by Kate Northrup: https://katenorthrup.com/anatomy-moneylove-date-work/

Main Street and our beautiful Dudley House, a century ago.

Throwback to the time we dressed up in 1920s attire and threw a little party at the historic Dudley House (built between 1913-1917 and most recently restored in 1992) that we get to call home! Here’s hoping the rest of the 2020s are just as fabulous!

But HOW? Here are four easy steps for paying down your debt with a plan: Tip #1... List your debts from smallest to largest regardless of the interest rate. Tip #2 Attack the smallest debt with a vengeance while making minimum payments on the rest of your debts. Tip #3 Repeat this method as you plow your way through debt. Tip #4 If an account of yours has been sent to collections, work with the collectors to come up with a payment plan that works for you! Did you know? YOU can call THEM and they’ll be happy to chat with you. The Debt Snowball Method is by Dave Ramsey. For the full article, click here: https://www.daveramsey.com/blog/ways-to-get-out-of-debt