Emily Proctor, San Diego Realtor

Mortgage rates set a new record low last week, reminding homebuyers that now is the time to purchase if you want to secure your next home for less. Rates and prices are both expected to rise in 2021 so the sooner you start your home search and secure a low rate, the better. #californiarealestate #firstteamrealestate #firstteamhomes #realestate #dreamhome #homeowner #homeownership #socalrealestate #southerncalifornia #homesweethome #mortgage #mortgagerates #mortgagewatch #buythebeachhouse #buythehomeofyourdreams

Mortgage rates started the year with a new record low, but are expected to rise modestly throughout the year as the economy continues to recover from COVID-19. If you plan to buy a home this year, the sooner the better.

When I represent you as a buyer, I can promise you my % commitment to excellent customer service all around. This goes for working with the listing agent as well! When I submit your offer - I build a relationship with them to ensure we will work together every step of the way, while also representing you and your purchase. #letsgetyouyourdreamhome #homebuyers #homesweethome #sellingsandiego #realestate #realtor #realestateagent #encinitasrealtor

Repost @christiesrealestate Elegant Mansion in St-Paul de Venice, this stunning six-bedroom residence includes a guest apartment, fitness center, sauna, hamman, and indoor-outdoor pool, and a palm grove. Link in bio: Search Luminous Mansion [ @michael_zingraf_real_estate ] #houseoftheday #luxurydefined #christies #christieshomes #luxury #luxuryrealestate #houseaddictive #lifestyleluxuries #saintpauldevence #provencealpes #cotedazur #france #sauna #hamman #palmgrove

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This wealth is built, in large part, through the creation of equity. In the simplest terms, your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage. If you have any questions about how to build wealth through real estate, please feel free to reach out at any time. #homeownership #goals2021 #homeowner #equity #wealthbuilding #goals #homesweethome #sellingsandiego #sandiegorealestate

Last week wrapped up a year that will long be remembered by those who lived it. With the exception of one significant spike, mortgage rates spent the year trending downward - and they're expected to remain low in 2021.