Elite Financial Partners

***Just Listed*** ***1BD/1BA Fully Remodeled with Private Garage*** ***Beachwood Canyon Hollywood property for Lease*** ***Immaculate condition. Must see*** **...*Only $2495 per month*** Call 818-619-9888 if interested or send a private message. 2310 N Gower St. Hollywood Ca 90068 Situated in the heart of Hollywood's Beachwood Canyon is a charmer for lease featuring a bright and spacious One bedroom and One bathroom condo unit! Recently remodeled with a bright and spacious floor-plan, beautiful hardwood flooring, baseboard moldings and recessed lighting. Cozy kitchen with decorative tile backsplash in the kitchen with stainless-steel appliances. In unit laundry area with a well-lit bathroom and a spacious bedroom with plenty of closet/storage space! Welcome to 2310 Gower Street! Private Garage!! #EFPrealty #Hollywood #HollywoodSign #RunyonCanyon #ForLease #ViewHome #MillionDollarView #Townhome #ForRent #LosAngeles

KCNS Law Group is who we trust for our client’s workplace injury needs. Call them for any work related injuries including Covid19. They can be reached at 818-949-1918.

Injured at work?

What Is A Personal Injury Case? Watch here: https://youtu.be/3B-zttQl2ng #PersonalInjury #AttorneyAtLaw

**URGENT** Protect Property Rights. Urge your Senator and Assembly Member to Vote NO on AB 1482

http://gateway.costar.com/home/news/shared/186654 #Amazon #AMZN #BreakingNews #RealEstate #LosAngeles #LARealEstate #JohnHartRealEstate #ArthurChalekian #EFPRealty #CRE #InvestmentRealEstate

Home Affordability Estimate of the maximum amount of financing you can expect to get when you begin house hunting. Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.

Robos Have Arrived, But Life Often Calls for a Human Touch Numerous robo advisors have entered the world of investment management, but many investors may not fully understand exactly what robos do, or how they do it.

Men, Women, and Investment Partnership Many studies have shown that men and women tend to have different approaches to investing. In general, men are more aggressive in their investment strategies, whereas women tend to be more conservative.1

How Much Should You Save for Retirement? Saving for retirement can be daunting, but as with any long-term project, it may help to have a plan. Yet less than half of current workers have tried to estimate how much savings they will need to live comfortably in retirement. Those who do try to estimate their needs tend to set higher savings goals and are more confident that they can enjoy a comfortable retirement.1

#BREXIT. WHAT HAPPENS NOW? #FinancialAdvisor #Investments #Stocks #Bonds #RealEstate

#Fed Acknowledges Reality: #Rates Are Going Nowhere #FinancialAdvisor #Investments #Stocks

#Treasury Yields Fall To Lowest Since 2012 #FinancialAdvisor #Stocks #Investments #Bonds

Is The U.S. #Economic Recovery Slowing? #FinancialAdvisor #Investments #Stocks

Everyone Makes Mistakes. Some People Learn From Them. #FinancialAdvisor #Investments #FOMC

Which Country is the Biggest Foreign Buyer of US #Real Estate? FinancialAdvisor #Investments

Which Country Has The World's Fastest Growing #Economy??? #FinancialAdvisor #Investments We all know China's growth is slowing. Last week, China's Vice-Premier Zhang Gaoli indicated the country is on pace to match its growth target of 6.5 percent to 7.0 percent for 2016. As we've mentioned before, the Conference Board believes Chinese government growth numbers are inflated. It estimates China's true growth rate at 3.7 percent for 2016, which is unchanged from 2015. That's still a lot faster than the 2.0 percent growth projected for the world's advanced economies by the World Economic Forum (WEF).

Is The Economy Headed For Trouble??? #FinancialAdvisor #Stocks #Investments Reading economic portents can be tricky. For example, do signs that economic growth is slowing - like last week's employment report, which was anemic relative to consensus forecasts, and first quarter's gross domestic product (GDP) growth - mean the economy is headed for trouble? Or, does it mean the economy is going to continue to grow slowly?

Below Zero: The World Experiments with Negative Interest Rates As of late April 2016, six central banks in Europe and Asia have adopted negative interest rates in an effort to stimulate their national economies. The experiment began in Denmark in 2012, but the big step came in June 2014 when the European Central Bank (ECB) dropped its benchmark rate below zero. Sweden and Switzerland soon followed, and Japan and Hungary went negative in early 2016. Taken together, these economies represent about one-fourth of global economic output.12

Does Your Risk Tolerance Follow the Market? According to an investment industry survey, in mid-2008 when the financial crisis was still developing 23% of U.S. households were willing to accept substantial or above-average investment risk in order to achieve substantial or above-average returns. The following year, after the stock market hit bottom, the percentage of risk-taking households fell to 19% and did not begin to rise until 2013, the fourth full year of the recovery and a strong year for market performance. Even so, risk-taking remained below the pre-crisis level through 2014 (most recent data available).1

Playing #President for the Day... #FinancialAdvisor #Stocks #Investments "Which would you prefer to be: a medieval monarch or a modern office-worker?" If you immediately answered medieval monarch, take a moment to ponder life without "...modern dentistry, antibiotics, air travel, smartphones, and YouTube."

Evaluating a Pension Plan Offer A popular corporate strategy known as de-risking involves buying out employee pensions. By shrinking the size of a pension plan, the company can reduce the associated risks and costs and limit the impact of future retirement obligations on current financial performance.

What Do The Economists Think??? #FinancialAdvisor #Investments #Stocks As they've traveled across the country, U.S. Presidential candidates have made a variety of economic proposals and promises. National Public Radio's Planet Money asked 22 economists from across the political spectrum for their two cents on the matter. Survey participants were given three options: good, debatable, or bad. Here are their opinions:

(Bloomberg) Why would anyone spend $24 million to buy a 1% stake in the New York Yankees? Minority ownership seems like a lose-lose proposition: A lot of money for very little power. For wealthy sports fans, though, it's cool and can be one heck of a tax shelter. Read whole article below.....

Are We In For Another Round Of Market Volatility??? #Investments #Stocks #FinancialAdvisor We all learned a thing or two about Panama last week. The country is not the home of the Panama hat, which is made in Ecuador. However, it is the only place in the world where you can watch the sun rise on the Pacific Ocean and set on the Atlantic Ocean.... It's also home to a lot of offshore companies, according to the millions of records leaked from the world's fourth largest offshore law firm. The Guardian reported 12 national leaders were among 143 politicians, athletes, and wealthy individuals (including family members and associates) who were participating in offshore tax havens.

How Do Investors Feel About Stock Markets??? #Investments #Stocks #FinancialAdvisor It's like déjà vu all over again! This wasn't the first quarter, or even the first year, that bond markets have not performed in the way Wall Street strategists have expected.... During 2014, bond yields were expected to rise. They did not. During 2015, bonds were predicted to finish the year yielding about 2.8 percent to 3.3 percent. On December 31, they were at about 2.3 percent.

Community Property Laws: Yours, Mine, and Ours The question of asset ownership can be contentious in the event of a divorce, but even in the happiest marriage it may be helpful to understand the laws regarding ownership of property obtained before and during the marriage.

Are Corporations in the United States Struggling?? #Investments #Stocks #FinancialAdvisor In its cover article last week, The Economist (a British publication), suggested there is not enough competition among American companies. It pointed out: "Aggregate domestic profits are at near-record levels relative to GDP...High profits might be a sign of brilliant innovations or wise long-term investments were it not for the fact that they are also suspiciously persistent. A very profitable American firm has an 80 percent chance of being that way 10 years later. In the 1990s the odds were only about 50 percent.".................

Do Markets Behave in Rational Ways??? #Investments #FinancialAdvisor #Stocks There is ongoing debate about whether markets behave in rational ways. The efficient market hypothesis suggests it's impossible to outperform the stock market because current share prices reflect all relevant information. In other words, stocks should always trade at fair value and it should be impossible to invest in a stock that is overpriced or underpriced.

Global Market Reaction or Overreaction?? #Investments #Financial Advisor #Stock Market Stim-u-late mar-kets! Come on! It's monetary easing.* The European Central Bank (ECB) was singing a tune that invigorated financial markets last week. The Wall Street Journal explained:... "The fresh measures included cuts to all three of the ECB's main interest rates, 20 billion a month of additional bond purchases atop the ECB's current 60 billion ($67 billion) program, and an expansion of its quantitative easing program to highly rated corporate bonds - all more aggressive steps than analysts had anticipated. The central bank also announced a series of ultracheap four-year loans to banks, some of which could be paid to borrow from the ECB."

Is The Stock Market Signaling a Recession?? When Mark Twain's death was reported in the United States, he was alive and well in London. He responded to news accounts with a note saying, "The report of my death was an exaggeration." Last week's jobs data suggest the same is true of reports that a recession is imminent in the United States. Barron's explained:... "Thank goodness the mid-February fears of recession that brought markets to their knees - and the 10-year Treasury yield to a low of 1.53 percent - were overblown. Friday's nonfarm payrolls report was the latest confirmation. It showed that 242,000 jobs were created last month, far more than expected and up from the previous month's reading, which was itself revised higher."

The Status of Women-Owned Businesses According to the U.S. Census Bureau’s Survey of Business Owners, the total number of U.S. businesses grew just 2% between 2007 and 2012, while the number of women-owned businesses grew about 27% to 9.9 million. At last count, women-owned businesses employed almost 9 million people and added more than $1.6 trillion annually to the U.S. economy. Even though this demonstrates a certain amount of progress, female-owned businesses are still considerably smaller and generate less revenue, on average, than male-owned businesses.12

The Spousal IRA Opportunity Tax-friendly IRAs were devised as an incentive for workers to set aside money for retirement, so the maximum an individual can contribute annually is limited to the amount of his or her earned income. This limitation once left stay-at-home parents and other nonworking spouses without a way to keep their own retirement savings on track.

And the Emmy Goes To... It wasn't as entertaining as the Fantastic Four, The Magnificent Seven, or Ocean's 11 but, last week, we had an opportunity to watch the Group of 20 (G20). The G20 stars finance ministers and central bankers from 19 countries and the European Union as well as representatives from the International Monetary Fund (IMF) and World Bank. The group meets periodically to discuss the global economy.

Plunging Oil Prices Bring Together Enemies in Alliance. What Next??

Negative Interest Rates Turn the World Upside Down Are markets suffering from excessive worry? Last week, markets headed south because investors were concerned about the possibility of negative interest rates in the United States - even though the U.S. Federal Reserve has been tightening monetary policy (i.e., they've been raising interest rates).

S&P tumbles 3.1%, largest drop in a month... There was bad news and good news in last Friday's unemployment report. In the negative column, fewer jobs were created in the United States than economists had predicted, and January's jobs gains were not as strong as December's had been. In addition, the December jobs increase was revised downward from 292,000 to 252,000, according to Barron's

Does the Stock Market OVERREACT???Some experts say it does. In 1985, Werner DeBondt, currently a professor of finance at DePaul University, and Richard Thaler, currently a professor of behavioral science and economics at the University of Chicago, published an article titled, Does The Stock Market Overreact?

Investors breathed a sigh of relief last week when U.S. stock markets recovered from a tumble toward bear market territory with the grace of a Cirque du Soleil performer. Many stock markets around the world finished the week with gains, although national indices in Europe and the United States fared better, generally, than those in Asia.

Will the US Economy slip into recession???

Taxable Equivalent Yield Taxable vs. Tax-Exempt Yields ... Municipal bonds are sold by cities, counties, states and other political bodies (public hospital, school district). The federal government and its agencies do not sell municipal bonds. However, most municipal bonds are free of federal income taxes, although they may be subject to the alternative minimum tax. Because of this, the stated interest rate on municipal bonds is typically lower than comparable non tax-exempt bonds. How much would you have to receive from a taxable bond to realize an equivalent yield?

How Can I Benefit from Tax-Advantaged Investments? For many people, tax-advantaged investing is an excellent way to reduce their taxes. And while many of the traditional tax-advantaged strategies have been eliminated, there are still alternatives left that can help you reduce your taxes. Some are described below.

Is There Such a Thing as a Tax-Free Investment? The simple answer to this question is yes. There are two main types: (1) municipal bonds and municipal bond mutual funds and (2) tax-free money market funds.

China meltdown rattles US markets...

Cash Flow Analysis What's Your Cash Flow Situation? Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.

Understanding Charitable Giving How Can My Charity and I Both Benefit from My Gift? You could receive an immediate income tax deduction. With a properly structured gift, you could realign your investment portfolio without paying capital gains tax on appreciated property. Another strategy may allow you to pass your estate on to your children while avoiding both probate and estate taxes.

Mistakes People Make at Different Ages Financial challenges are not limited to a specific age, but people tend to face certain challenges during particular stages of their lives. Regardless of your age, you might recognize some of these financial issues.

Fed Delivers Vote of Confidence in the U.S. Economy On December 16, the Federal Open Market Committee (FOMC) raised the benchmark federal funds rate to a range of 0.25% to 0.50%, the first increase from the near-zero range (0% to 0.25%) where it had lingered since December 2008.1

Valuable Tax Breaks brought back to life...

It was a short week, but it wasn't quiet.

The Talk You Need to Have Discussing Finances with Adult Children Many people have a difficult time talking about personal finances, even with family members. It’s natural to feel uncomfortable revealing information you consider private, and it’s wise to be concerned about the security of financial accounts. However, it can be important to discuss your finances with your adult children.

The Federal Reserve has finally raised Interest Rates. Now what??

Red ink everywhere... Now what???

"Flat is the new up". What should we expect in 2016??

The university plans to issue tax-exempt bonds that will finance a new, top-notch center for the football team, student housing and other facilities.

Understanding RMDs Tax-deferred plans can be a great way to save money for retirement, but you can’t defer your tax liability forever. Once you reach age 70, you must begin taking required minimum distributions (RMDs) from these plans each year or face a 50% penalty on the amount that should have been withdrawn. If you are still employed, you may be able to delay minimum distributions from your current employer’s plan until after you retire, but you still must take RMDs from other tax-deferred accounts (except Roth IRAs). The RMD is the smallest amount you must withdraw each year, but you can always take more than the minimum amount.

Controlling Health Insurance Costs If your employer offers health insurance benefits, one of your options may be a high-deductible health plan (HDHP) with eligibility to participate in a health savings account (HSA). These plans offer potential savings by giving you more responsibility over your medical spending. If you do not have employer-sponsored health coverage, you can choose from a variety of HDHP individual plans, including a bronze plan through state or federal health insurance exchanges.

Bipartisan Budget Act Impacts Medicare and Social Security The Bipartisan Budget Act of 2015, signed into law on November 2, 2015, ensures federal government funding through fiscal year 2017, primarily by suspending forced across-the-board spending cuts called sequesters, which were triggered when lawmakers failed to reach a budget agreement in 2011. Among a variety of other provisions, the law limits Medicare premium increases for 2016 and in the biggest surprise eliminates two potentially lucrative Social Security claiming strategies.

Market volatility rattles China's markets. What's next??

Remember the saying, "Buy low and sell high?"

Could My Family Benefit from a Family Limited Partnership? Effective estate planning should address wealth transfer from a practical and cost-effective approach. One estate planning strategy that families with closely held businesses should consider is the family limited partnership.

If the Fed's efforts to raise interest rates are successful, what will happen next?

Social Security Income Estimating your future Social Security benefits used to be a difficult task, but not any longer. For an estimate of your projected benefits, go to www.ssa.gov/estimator. The retirement estimator gives estimates based on your actual Social Security earnings record.

I’ll Do It Later Why People Procrastinate One in five adults admits to being a chronic procrastinator. Among college students, the number may be as high as seven in 10, which might explain those all-nighters.1 In the real world, you can’t always cram for finals.

Are rates expected to increase in December??