Daniel Estrada, Bakersfield Mortgage Advisor

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement https://www.youtube.com/embed/ZnpD01DSQ2U?rel=0;autoplay=1

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping https://www.youtube.com/embed/i8SE0pE3bXU?rel=0;autoplay=1

Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider https://www.youtube.com/embed/Ve39dLe-KbY?rel=0;autoplay=1

I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic. Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider... https://www.youtube.com/embed/XVLw5KjCzz8?rel=0;autoplay=1

Ok, today we are going to venture beyond the usual money topic, and talk about your health. Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exerciselike walkingis a proven way to increase cardiovascular health. There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain https://www.youtube.com/embed/lcxlA2LBsE0?rel=0;autoplay=1

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgageespecially if you’ve never done it beforecan be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage https://www.youtube.com/embed/8JvDABgHeJQ?rel=0;autoplay=1

Ok, today we are going to talk about how to throw the perfect backyard party this summer.Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps https://www.youtube.com/embed/L6ION7NwAOc?rel=0;autoplay=1

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for https://www.youtube.com/embed/zsTQxEvnOQw?rel=0;autoplay=1

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now https://www.youtube.com/embed/w8psbHXrdrI?rel=0;autoplay=1

It’s no coincidence that most wealthy people got rich by owning real estate. After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate... https://www.youtube.com/embed/XxOEJeuikrI?rel=0;autoplay=1

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here... https://www.youtube.com/embed/pGRwPO-fGPQ?rel=0;autoplay=1

Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free https://www.youtube.com/embed/D6Jkvq_kxM4?rel=0;autoplay=1

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid https://www.youtube.com/embed/wXMpPdCN2tA?rel=0;autoplay=1