Credit Repair Solutions

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Credit Quiz: What is the major difference between both?

7 credit mistakes to avoid ASAP Wonder how many of them you need to avoid? Click here to find out: https://bit.ly/2TKDMVf

How I fixed my credit: 1. Settle accounts 2. Request deletion letters 3. Send letters to bureausHow I fixed my credit: 1. Settle accounts 2. Request deletion letters 3. Send letters to bureaus

Why is it better for your credit scores if you pay on the statement closing date vs. the due date?

Information about consumers and their credit experiences, such as bill-paying histories, outstanding debt, numbers and types of accounts, the age of accounts, and collection actions, is basically collected from a consumer’s credit application and credit report. Creditors compare this information to the credit performance of consumers with similar profiles using a statistical program. The credit scoring mainly depends upon the consumer to pay off debt without being more than 9...0 days late at any time in the future. Credit scores have many different ranges though the most popular one used by 90% of lenders and creditors in USA is the FICO score and the FICO score range is 300 to 850. You must know the fact that higher the score, the better it is for the consumer because a high credit score translates into a low interest rate, which can save thousands of dollars in financing fees over the life of the loan. You can have more than one score as lenders might use different scores for different products. Different credit scoring formulas are being used. Information is gathered from different credit reporting resources. Read more here... https://a2z123blogs.com//06/16/credit-score-ranges-explai/

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In this day and age, every business is trying to incorporate new and improved features, tidbits, benefits to attract the ever-rising consumers of today. Just the same way, banks have incorporated special benefits along with the credit cards they offer. The credit cards offered by the banks have a lot of rewards attached to them but they come at the person who owns it through certain actions being implemented. In order to get all the rewards such as airline tickets, hotel tick...ets, even visiting differed countries one needs to attain a new credit card from the credit card they already own. The credit card a person already owns needs to have higher credit score for that person to own a new credit card that can give him or her the airline tickets, hotel tickets, free food at a restaurant etc., and more. Read more here... https://a2z123blogs.com///5-credit-hacks-you-need-to-know/

A better credit score can have a meaningful effect on your life. After all, a huge part is played by your credit score in determining the interest rate on your mortgage, car loan or student loan. Your credit score is also evaluated by potential landlords and employers. Maintaining a comfortable life can be very difficult without having a good credit. Read more here... https://a2z123blogs.com//good-credit-habits-you-need-to-h/

Managing your credit through financial hardship Due to this pandemic, millions of consumers and businesses are facing very tough times regarding finances but it is very important that people stay in control of their credit in this stressful time. Below mentioned are ways to manage your credit through financial hardship in this COVID-19 pandemic and beyond: Read more here...... https://a2z123blogs.com//how-do-you-manage-your-credit-th/

The biggest question that might arise one day in your life would be what if you have nothing in your bank to pay your bills, imagine you do not have a job and are laid off for a few months, imagine you get ill, how do you pay for your credit card bills? During coronavirus, there are many businesses that have stopped working, there are many people who have been laid off in their jobs, they can’t find work, they can’t earn money. In this case, there are things one should do to stay afloat in order to keep a good eye on their credit score. Once they do this, they can survive even during pandemics, or through hard times where you just can’t find any job. Read more here... https://a2z123blogs.com//payments-are-paused-keep-your-ey/

Factors affecting your credit score: Credit history length: This includes the age of your new and oldest credit account and average age of all your accounts. Usually, the longer your credit history, the higher your credit scores.... Payment history: It is the most important factor in credit score, and impact of one missing payment on your credit score can be very drastic. While you are being considered for a new credit, the lenders will make sure that you pay your debts on time. Read more here... https://a2z123blogs.com//changes-in-your-credit-score-but/

You might have questions like what is an auto loan? why you ‘ll need an auto loan? What kind of auto loan you can be eligible for and what terms you can be offered? If you’re looking to buy an automobile and you have a plan to finance your vehicle, then you’ll have to consider your credit history and credit scores. They will help in determining the kind of auto loan you’re appropriate for and what kind of loan terms you might be presented. Read more here... https://a2z123blogs.com//average-auto-loan-interest-rate-/