Cristina Solano- Realtor

Congratulations to Brii, Diego and the family! They finally have a place to call their own. All it takes is a little bit of determination, perseverance, and of course the right Realtor! So happy for you guys !

EVERYTHING A FAMILY CAN ASK FOR! Watch the kids play in the quiet cul-de-sac and relax poolside in this summer heat. Home is centered on nearly a quarter acre lot and currently has a partial new fence, dog run, garden area, backyard patio, pool, 3 car driveway, 2 car garage, and still enough room for your imagination to run wild! Inside you will find the interior of this home to be quite the charm. Granite counters, stainless steel appliances, gas range in the kitchen. Formal... dining area and ample living-room are bright and airy, with views of the backyard patio and pool. The private master bedroom offers a beautiful bay window, roomy closet, and shower stall in the master bath. This home has ceiling fans and a whole house fan to help with energy costs. 2 Year old HVAC, and 2 year old pool pump. Located in a low-traffic, established North Manteca neighborhood. Walking distance to parks, EU high school, McParland Elementary, Raley's and Starbucks so much to keep a family active. $395,000 Call or text 209.595.8945 See more

Let’s do some ‘mortgage forbearance math’. Mom and Dad have a mortgage. It's currently $1,500 per month.... Dad gets laid off, calls the servicer, and asks for forbearance. In one phone call, he gets 6 months "off" from paying. Seven months later, Dad is finally back to work, and hasn't been able to save any money during the forbearance. Forbearance is lifted and servicer says, "That will be $9,000 + $1,500, which is now due". ($10,500) Dad almost passes out and says, WHY??" Servicer: "That's the 6 months of forbearance plus the current month. Dad: "I can’t do that, can we work something out?" Servicer: "Sure, we will spread out the $9,000 over 12 months." Dad: "Phew....ok, good. What will that look like?" Servicer: That will be $2250 a month for the next 12 months." Dad: " OMG!!! I can't afford that." Servicer: "Sorry....." Dad: "Can I refinance?" Servicer: "No because the loan went into forebearance." Dad: "What can I do?" In a nutshell, this is forbearance, folks. Forbearance is not forgiveness. We need to keep putting this message out there, because we are still getting a lot of questions. Please understand the seriousness of this, and if you still have questions, you know we are always here for you. We will help guide you in the proper direction. We know these are very hard times, and understand there is panic in uncertainty. Please just hang in there. This too, shall pass.