Cindy Saldias

Don’t let down payment myths hold you back from buying a home this year. In reality, there are options out there that require as little as 3.5% down. To learn about the down payment assistance programs available in our area, DM me today. Have a Real Estate Question? Message Me, I can help.

No Matter What the Groundhog Says, You Should Sell Before Spring No matter how soon the groundhog says spring will come, don't wait to put your house on the market. Let's connect to talk about why now is a great time to sell. Have a Real Estate Question? Message Me, I can help.

Want a #protip on buying a home? One of the first things you should do is work with your lender to get pre-approved for a loan. This helps you understand how much house you can afford, and it gives you a big leg up in today’s highly competitive market. DM me to learn more about pre-approval and the other steps that today’s savviest homebuyers are taking to land their dream homes this year. Have a Real Estate Question? Message Me, I can help.

Why Moving May Be Just the Boost You Need As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census Bureau reported an increase in the percentage of adults with symptoms of anxiety and depression in a recent Household Pu...lse Survey. There’s logic behind the idea that making a move could improve someone’s quality of life. When people change their... Have a Real Estate Question? Message Me, I can help.

Do you feel like your current home just doesn’t seem to fit your needs anymore? As you’ve cooked more meals lately, maybe the kitchen is feeling cramped. As you’ve spent more time at home, perhaps you’re dreaming of space that you can make your own. Whatever the reason, now is a great time to make a move to a home that has what you need. DM me to learn more about what’s available in our local market. Have a Real Estate Question? Message Me, I can help.

3 Reality TV Myths Busted Ready to buy a home this year? Let's connect to separate reality from reality TV and make sure your experience is smooth and successful. Have a Real Estate Question? Message Me, I can help.

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC] Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.... Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application. The best plan is to fully disclose your intentions with your lender before you do anything financial in nature. Have a Real Estate Question? Message Me, I can help.

Why Pre-Approval Is Key in 2021 Today's housing market is highly competitive for homebuyers, so it's critical to gain every advantage in the process that you can. Let's connect to make sure pre-approval is one of the first steps you take toward homeownership this year. Have a Real Estate Question? Message Me, I can help.

Will Forbearance Plans Lead to a Tsunami of Foreclosures? At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current on their payments, many have not. Yanling Mayer, Principal ...Economist at CoreLogic, recently revealed: A distributional analysis of forborne loans’ payment status reveals that more than one... Have a Real Estate Question? Message Me, I can help.

What Does 2021 Have in Store for Home Values? According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained: Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to registe...r above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19... Have a Real Estate Question? Message Me, I can help.

Is This the Year to Sell My House? If one of the questions you’re asking yourself is, Should I sell my house this year? consumer sentiment about selling today should boost your confidence in the right direction. Even with the current health crisis that continues to challenge our nation, Americans still feel good about selling a house. Here’s why. According to the latest Home Purchase Sentiment Index from Fannie Mae, 57% of consumer respondents to their survey indicate now i...s a good time to buy a home, while 59% feel it’s a good time to sell one: The percentage of respondents who say it is a... Have a Real Estate Question? Message Me, I can help.

Reasons to Hire a Real Estate Professional [INFOGRAPHIC] Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process.... The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s connect so you can work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more. Have a Real Estate Question? Message Me, I can help.