Cherry Creek Mortgage, Mike Hauxhurst, NMLS# 271370

What is an FHA construction loan? FHA construction loans allow you to roll the costs of building or renovating a home into an FHA mortgage loan. This loan covers expenses including the purchase of land, building materials, construction work and permitting fees. Just like a traditional FHA loan, these loans make it possible to own a home with a down payment as low as 3.5 percent or a credit score as low as 500. You would be able to build your dream home and get the financing too! . . . #homebuying #construction #realestate #investment #homegoals

Make sure your house catches homebuyers' eyes this fall with these stylish updates and landscaping ideas. https://hubs.la/H0zyhkY0

An interest-only loan is a loan in which the borrower pays only the interest for some or all of the term, with the principal balance unchanged during the interest-only period. Have more questions? Contact me today! . . . #homebuying #realestate #investment #homegoals #interestonlyloan

There are many options out there for a home mortgage. Each program offers a combination of pros and cons, which are suitable for the majority of people seeking a mortgage loan. That said, only you know what will work financially for you. .VA Loans are guaranteed by the Department of Veterans Affairs and sometimes require no down payment at all. That’s 100% financing! .Want to know which option is right for you? Call or message me! I'm more than glad to help! . . . #valoans #homebuying #waiver #realestate #investment #homegoals

Some of the dangers that you may encounter when you buy a home are that it’s not in great shape, has some structural issues or worse, has some safety issues! You may look at the home and think you don’t need to have an inspection. Waiving that contingency can have grave consequences! It can mean moving into an asbestos or termite ridden home or even hidden flood damage, mold, mildew, pest infestations or other costly repairs and concerns! . . . #homeinspections #homebuying #waiver #realestate #investment #homegoals

The Dos and Don’ts of Packing for a Move: When packing for a move, there are several things you should keep in mind. It’s important to start the packing process in advance so you aren’t rushed trying to finish things up. Aim to pack similar items together and keep a list of what’s in each box to make the unpacking process a breeze. If you try to stay organized and take your time, the packing will be less stressful and your items will stay in better shape. - Do spend the money... on quality moving supplies that will hold up. It can be tempting to buy the cheapest moving supplies to save money, but it’s smart to invest in quality moving supplies that will last for the duration of the move. - Don’t wait until the last minute to start packing. If you wait until the last minute to start packing, you’ll be throwing items into boxes and won’t have the proper time to wrap breakable items. - Do declutter and throw away items as you pack. Not only does decluttering mean you need fewer moving boxes, but you will also have less to unpack when you arrive at your new house. - Don’t forget to actually book your moving services. Make sure to book in advance to ensure the company of your choice has availability. - Do pack similar items together. Moving boxes should contain items that are similar or are kept in the same area. - Don’t pack your essential items in a box. Just like you would pack for a vacation, you should keep a few changes of clothes as well as toiletries in a separate place so they don’t end up mixed in with your regular moving boxes. - Do keep a list of what’s in each box. You will easily be able to deliver the box to its new location and be able to quickly find specific items. - Don’t box any of your cleaning supplies or anything flammable. Avoid packing any of your cleaning supplies or anything flammable. - Do use every available space in the moving box. In the moving box, you should use every available inch of space. - Don’t forget to pack items in storage objects. Storage objects like laundry hampers and luggage should be treated like moving boxes and have items packed in them. We’re here for all your home financing needs. Reach out to start a conversation about how we can help you achieve your financial goals.

Happy Halloween from our pet Lion...

We hope you have a Happy Halloween!

Yep, it’s that time again! On Saturday night, set your clocks BACK one hour and enjoy that extra hour of sleep.

Before you start looking for your dream home, create a realistic budget! Take into consideration all of your current bills, your spending money and make an estimate of how much you will need to allocate for the extra bills you may have to take in. This may include HOA fees, water and sewer, and the electric bill. If you are unsure what else to include in your budget, talk to your local lender! . . . #realestate #realestateinvestment #investinyourfuture #mortgagelender #firsthome #settleformore #budget #bills #debttoincomeratio

Even if you are not planning on buying a home right now, you should definitely be making a plan to save up for that home! You should also know your credit score so you can use the next 2 years to build it up if it is less than perfect. Call your local lender today and make your game plan for homeownership together! . . . #investinyourfuture #mortgagelender #settleformore #firsttimehomebuyer #homeownernow #homebuyingprocess