Commercial Capital Consulting Group, Inc.

http://video.cnbc.com/gallery/?video=3000367696

DEFINITION OF 'COMMERCIAL LOAN' A debt-based funding arrangement that a business can set up with a financial institution. The proceeds of commercial loans may be used to fund large capital expenditures and/or operations that a business may otherwise be unable to afford. LET ME BREAK IT DOWN FOR YOU!!... Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Similar to consumer credit, businesses have a variety of lending products to choose from. A line of credit, term loans and unsecured loans are just a few examples. However, small businesses should shop around at different institutions to determine which lender offers the best terms for the loan.

Wanna sell your house this spring? Follow these tips http://www.cnbc.com/id/102459823

Build a solid relationship with certain PILLAR partners and watch your business grow. CPA’s, Lawyers, Realtors, Financial Advisors, etc. If you are not pursuing developing the pillar business now, your missing out on referrals later in 2012. Build the relationships or begin new ones during the down times, so you can follow up with those PILLARS during the busy times As the NEW YEAR Starts, United Wholesale Mortgage and myself have positioned our business to help you grow in 2012, with conventional refinances, purchases, JUMBO loans, HARP 2.0 and Government loans..

The Five Greatest Mortgage Rumors of 2011 (Busts, All of Them) By Paul Muolo It's time for eggnog and yearend liststop news stories, newsmakers, stuff like that. But what about the great mortgage rumors that got away? Here lay five stories/rumors that went nowhere:... Bank of America will throw Countrywide Financial into bankruptcy. This one never happened, but may still. B of A's purchase of Angelo Mozilo's CFC was the worst banking acquisition in U.S. history, just ahead of HSBC's purchase of Household Finance. CFC has cost the bank upwards of $30 billion in losses and legal settlements with more to come. Who knows, perhaps a BK filing may happen yet, but don't count on it. CFC has been absorbed into the mothership. Euthanasia may be the only option, not bankruptcy. FHFA's Edward DeMarco is toast. DeMarco, a career civil servant, has been fired (pushed out) by the White House more times than I can remember. The acting successor to James Fannie and Freddie Won't Fail Lockhart is still in charge, and doing what all good conservators do: maintaining the financial assets of his wards. Since the GOP absolutely hates President Obama it's guaranteed that any White House picked successor will be DOA. Angelo Mozilo will be indicted. The founder and former chairman and CEO of CFC settled (out of court) a civil fraud complaint filed against him by the SEC. Criminal investigators looked at corporate malfeasance at CFC and decided the burden of proof was too great to prove to a jury. Once the most admired mortgage banker in the nation, Mozilo is now a pariah. His greatest crime was his desire to compete and winno matter the cost. His biggest failure: losing control of a company that employed 50,000 workers. His last five years at CFC Mozilo was clueless to the loan frauds being committed by his retail LOs and freelance brokers. The wrongdoing now hangs on him. Fannie Mae and Freddie Mac will merge. OK, no one really thought they would merge in 2011, but some actually believed Congress might come up with a workable plan to merge them and find a path to their ultimate resolution. Well, guess what? The two political parties are more polarized than ever before. There is no consensus on what to do with Fannie and Freddie and there may never be. The 20% down QRM test will hammer the mortgage market. What 20% down QRM test? There is none. Sheila Bair's desire to exempt pristine loans from MBS risk retention never happened. From what we're told the whole idea of risk retention is dead. Why? Answer: Lenders are so fearful of buybacks that they only originate high credit quality loans. And of course, we still have Fannie and Freddie.

Need financing for your business or home? Find out how CCCG, Inc. can assist you!

Thanks to all of you for making 2011 a successful for CCCG, Inc. It has been our pleasure assisting you. Happy Holidays and Happy New Year 2012!

R.I.P. Mr. Jobs the world will miss you...Thank you for your gifts of innovation.

Hey Everyone. We're in our last quarter of the year, so let's make it great! Never too late to submit and close before the end of the year. Deadline, Oct 15..hurry hurry!

The show at the LB Convention Center was great. Thank you to all that visited!