Carmel Foreclosures

Our doors are closed to the public but 125% open online and appointment only. We have mask awaiting for you and the latex gloves. All our transaction go through Docusign

The Economic Trigger We are 10 to 12 years past our last financial crisis of the 2008/2020. Nothing had changed, we just kept kicking the can down the road by a...dding another 12 Trillions deficit to our children and grand’s children. As with our previous bubble that pops with our financial housing crisis and our deregulated banking system. We were expecting a pops up since 2015/2016 and it keep be delaying with more debt, the Fed dropping more fake money in the market and like rescuing the unsold bonds market in September 17, 2019. The affect of the trade’s War with China works against the Fed. The Chinese were getting paid in dollar for the stuff that they sold to the US and use that money to buy our bond. And since we penalize them from all their trade deficit that they occurred to us, they stop buying our bond. The entire world is awaiting for the past 5 to 7 years for an event to happen, type of event that will redefine our new economic system. A place where all Central Banks, Governments, Politicians cannot directly control. In a few wordswhat would be the cause of the next Pops? CoronaVirus is the little needle that will deflate and restructure this huge economic balloon. In less than 10 days, China is almost stopping his entire economy. There is some very good positive environment effects, no more cars, no more flying,no more manufacturing, very good for our planet that needs a brake. The very negative, without the money that China spend on buying and selling goods, the world goes broke. The second biggest blow is coming from the dollar loosing his world’s currency. Having and printing 1 $Trillion of debt a year come at a cost. But I am a strong believer that crisis create better opportunity, meaning that you will need to hit rock bottom, learn from it, rebuilt and grow again. It is the four cycles that will start all over again. You will just need to find a way to survive it and I made it through.

Perfect time to visit us at 2.00 PM this afternoon...last chance to see it before it's gone!

Price Reduce, Complete Make Over, Great Floor Plan,...

We open today from 1.00 to 4.00 PM for you...

Very comfortable lay out...lot of open space, great home for entertaining...hurry before it's gone!

A complete make offer for you to check it out...

We are open next weekend Saturday April 27 and Sunday April 28 from 2.00 PM to 5.00 PM. Come visit us on your way up from the beach. Just go up on Beach road, turn right on De Forest and follow our sign. We have left over eggs from Easter for your kids.

Best House on the Market...come visit us...don't forget your checkbook! Will sell fast! http://www.carmelforsales.com/silver_tour_homes

Unaffordable Rent When looking back at the past 10 to 12 years in our local Market Rental, I will estimate that we had a price increase in our housing rental ma...rket of around 70% up to 100% in some area. And as for wage increase during this time in the average at around 25%. As for 3 bedroom/ 2 bathroom in the Seaside area, it is getting closer and closer to $3,000. It appeared that it is affecting our entire work force rental market for the peninsula. I wrote a blog at one time concerning how Airbnb is affecting our community. Check the "Airbnb, the Good and Bad" blog. Military housing allowance also had a large increased, the last that I heard is over $3,000. I will say that NOW is still cheaper to buy than renting. You can still buy a property around $500,000 with a 5% down and getting close to similar payment. But not for long and it is why I expect a big push within the 12 month in our local real estate market. How To Buy A Home With Little Or No Money Down can be found Chez Christian. It reminded me the 2004 market and the big push up to 2006. We had low inventory, more buyer than supply. The best way to get larger loan amount would be to cut your expenses, And the larger one now for most peoples are their car loan. I was in need to replace my car, I went to Ebay and get a 2000 BMW 540i with 82,000 miles for less than $5,000. I could probably go buy a new one for $45,000 and more. As today, the loans are properly done, no too much subprime with bad credit and any kind of fraudulent activity. It is also does not mean that at the next downturn our real estate market will not go down. What is the most important part is to have minimal debt with sufficient income to cover your mortgage. If you are tired of moving out of a rental, I will say that now you are better Off to put your money into your house instead of a rental where you will never get your money back. Don't Pay Another Cent in Rent to Your Landlord Before You Read This FREE Special Report at Chez Christian

How To Play The Game and Win! It has been 10 years since we had our last real estate crash; Where are we now? I will say that now is going to be the turning poi...nt to consolidate for the next 10 years. Our local real estate market is up more or less close to 75% from the highs of 2005's market and I will expect next year to be the top of the market. Doing a little planning ahead is going to be crucial for the next down turn. For our Homeowners, now is the time to buy again, to move to a better location, to move to a house that have very much all that you are looking for. You will need to keep if possible your actual home for another year, try to rent to relatives. I am expecting the next push up in home value to be very impressive from now up to the end of summer 2019. I am speaking for property at the $650,000 and less; value should jump more or less around 20%. For higher home value over $1M and more, the jump would be more or less around 10%. Plan to sell by the summer 2019 and move all the equity into the mortgage of the recently home that you just purchased. Don't make the mistake by keeping both property. The purpose of the planning is to stay in control and reduce your debt. The key for the next downturn would be to reduce your mortgage amount, your debt to a bear minimum. For our first time Homebuyers, there are always good buys like in any market. You will just need to have the right agent that will work for your best interest and not for their own. It happens to myself more than once when I did not recommend my buyers to buy a specific property. The cheapest houses on the market are usually the worst ones to buy. You are better off to spend an extra $100,000 and get the right location. And nothing is wrong to get into a Condo to start. Plan it Right and Be a Winner!

Remember real estate is all about Location...