Carl Kelley NMLS #291528 Area Manager

Very helpful staff. Really feel like you can trust Carl and his staff with your best interests. Quickly answer questions. Reliable team.

I cannot even begin to express how wonderful the communication was. We were informed of every step and process required, which made our whole experience seamless. Any question or concern was handled quickly and professionally. The follow up on where we were in the process was greatly appreciated. Not to mention the rates were just what we needed! Thank you so much to Carl, Alyssa, and Zoila.

SUPER friendly and fast & EASY!

As always amazing personal service, far beyond that of any other company used! The utmost professionalism by the entire team. Look forward to utilizing them in the future!!

very efficient, professional, courteous

The number one thing I like about Carl and his team is he kept it 100 with me and did not try to over do his job. He just kept everything simple (black and white) no gray area. I would definitely refer him to someone.

The team made the process super easy and they had great communication.

Carl and Alyssa were knowledgeable, efficient and have a great sense of humor....the process was pretty forthright and if we had a question, it was answered quickly and no question was too dumb to ask.....I am more than happy to refer anyone to these wonderful people for any mortgage needs....big THANKS to them both and Finance of America for giving them our account to handle....would work with them again in a heartbeat.....Sincerely, Carl & Carol S.

Laura was very professional.

Carl and Alyssa were both friendly, professional and knowledgeable. They made the buying exoerience a pleasure, all of which is very much appreciated.

Carl has been amazing to us! You can really tell he enjoys what he does in helping others by going above and beyond for his clients. As first time buyers we were initially overwhelmed by the home buying process, but Carl really took the time to explain every step in layman's terms and kept us informed through the process. Whenever we had a question he and his team were always just a call away. We highly recommend him for your next purchase.

Carl was on top of the whole process and made sure everything was ready and moving forward. In case there were documents pending for me to complete, I was reminded so I would not miss the closing date. It was great working with Carl and Alyssa.

Great communication, responsiveness and follow through. They answered all my questions and made sure I knew where we were in the process every step of the way. The entire process was easy and stress free!

Alyssa Davis was great

Extremely knowledgeable, fast and friendly. Carl and his team are amongst the best in the biz.

Carl is always available to help! He is our go to lender as he gets the job done! Carl is the best!

Carl has providing us with a mortgage twice now. Carl and his team are amazing. They fast, efficient and their customer service is outstanding. Refinancing my house was extremely easy at the lowest rate. I recommed everyone to call him to see how he can help.

Very communicative. Made the whole transaction very pleasant and easy to understand. Answered all of our questions that we had

Alyssa was amazing - she explained everything very well and was super helpful in ensuring we had a great experience. The process was super-painless, thanks to Alyssa.

Working with Carl & Alyssa was a breeze! They are always on top of it! Got the chance to work with them twice and glad we decided to do so.

I had a great experience working with Carl and Alyssa. He always gives the best advice, answers questions in a timely manner, and is very friendly and communicative. I definitely recommend him.

Everything was professionally handled. All aspects of the refi process clearly explained. Outstanding assistance when needed. Communications was clear and precise, and timely. Will definitely do business again.

Carl and Alyssa were always available for questions, clarifications, support, positivity, patience and made the process easy for us even though it can be very complicated. Their knowledge is amazing and very upfront with information which we appreciated. I would never use anyone else and this isn’t the first time we’ve done business. Thank You!!!!!

Carl and his team were very attentive and helpful in everything of are refinance process. We definitely recommend Carl for being extremely professional.

Carl was excellent! Always kept us informed and provided great advice

MR. Kelley and associate team were very attentive and helpful in every way during the processing of our loan refinancing . My wife and I will have no hesitation in recommending him and FINANCE OF AMERICA MORTGAGE due to their diligence, efficiency and application in giving prompt advice and communication in regards to every step in the processing of our refinance loan. We think that a solution to our financial problems was found and applied in record time by Carl and associates.

Amazing communication, diligence and making use feel that our home buying experience really mattered to him. Great experience all together.

Carl and Alyssa were amazing. We were up against a crazy timeline with escrow and some potential predicaments with the loan due to the property being purchased. Carl jumped in and helped with everything from the loan to calming any concerns with everyone involved in the contingency process. He even assisted with expediting and facilitating the close of the house we were selling...and we still closed at the exact time he said we would.

Whenever i have questions or concerns, his explanation makes sense. Carl and his team made our home buying process a pleasant experience

we had a great experience with Carl helping us and answering all our questions we will definitely be recommending him to our family and friends thank you Carl keep us the good work

Awesome Lender and person! Always helped out in anyway he could and make the transaction very pleasant!!

Carl Kelley was fantastic. Carl is a professional who brings with him personal concern for his clients. He made the hurdles in our refinance seem effortless . We appreciate everything that not only Carl was able to do for us but also his excellent team. Thankyou

Carl was very helpful in getting my client pre-qualified. He was awesome in explains every step to my client during escrow. Fantastic lender!

Carl is honest, trustworthy and cares for his clients.

Professional, smooth and quick process. Always happy with results

Carl and Alyssa are upbeat, professional and on top of things needed for the transaction! Very pleasant to work with and competent!

Carl and his team were outstanding. This was my first time buying a home and they made me feel so welcome and treated me so good. Took there time to explain the whole process to me. Also kept me up to date with everything. If anyone out there is looking to buy a home. I would highly recommend them. Thank you so much finance of America mortgage.

Carl was so patient and explained every step of the way. Alyssa even helped our the notary who did not do a great job. I will recommend Carl to my friends.

Carl and Alyssa were knowledgeable, efficient and have a great sense of humor....the process was pretty forthright and if we had a question, it was answered quickly and no question was too dumb to ask.....I am more than happy to refer anyone to these wonderful people for any mortgage needs....big THANKS to them both and Finance of America for giving them our account to handle....would work with them again in a heartbeat.....Sincerely, Carl & Carol S.

Carl is always available to help! He is our go to lender as he gets the job done! Carl is the best!

Carl was very helpful in getting my client pre-qualified. He was awesome in explains every step to my client during escrow. Fantastic lender!

We were extremely pleased with the knowledge and efficiency of working with Carl and Alyssa. They provided us with a product that saved us a considerable amount of money each month in a timely and easy manner. We recommend them highly and will use their services in the future if necessary.

Always professional, always prompt, offered great advice and very fun to work with.

Alyssa is amazing. This was a long process for me because I had a lot of work to do on my credit before we could refinance but she was patient and worked with me from start to finish. Thank you!

Always available for phone calls, questions, and for help.

Carl and Alyssa are great to work with. They are always willing to go the extra mile to get you taken care of. I have purchased 2 homes and have done 2 refi's with Carl and his team. I would recommend Carl and his team to everyone I know! They are rockstars!

Carl and his team were in communications with me all along the way.

Service was outstanding , another successful close And happy Client!

Carl and is team were amazing. They helped me buy my first home as a single woman after divorce!

Communication was outstanding! Alyssa is friendly, responsive and so helpful. We were informed of every step along the way. Really appreciate everything! You guys are the best!!!

To all women, happy Women’s Equality Day from Finance of America Mortgage. - https://www.foamortgage.com/ckelley

Fast, friendly, and efficient from beginning to end. Loved the use of updated technology (use of digital signature software). It made the process seamless and very convenient.

Great communication, explanations, and support throughout the entire process!

Very attentive and closed as scheduled - two things that are the lost art of lending. I put you on my list of a dozen lenders I use.

Carl and Alyssa were helpful and informative the throughout the entire process. I always felt like I was kept in the loop and there were never any big surprises or last minute rushes to get this or that. They made the home purchase price less stressful.

Carl and his crew are awesome. Seamless transaction, efficient and great advice! In fact I am using them for my second home!

Alyssa. She's great. Who's Carl?

Carl was always prompt with his communication And kept us in the loop the entire process. He helped us make some critical decisions about our re fi.

Very helpful in the complete process. Thanks. Bill Henderson

Attention to detail and always available for questions

Helpful and patient. Thanks to the entire team

Carl and Alyssa were prompt, friendly, and although we had a lot of Covid 19 and other unexpected hurdles they came through like the champs they are. Thanks for navigating me through the process. Regards, Randy

Carl and his team are always there to answer questions. They know what they are doing, they are very professional. We bought our house with them, refinance with them. The process, each time, was extremely smooth and fast. We really do trust them.

Working with Carl and Alisa made everything very clear and concise. Thoughtfully going through every page and document to explain and make sure we understand the details.

Smooth process from start to finish.

Very personal and professional

Carl has been amazing to work with for over 15 years! I appreciate his affable nature & his sense of humor with my clients. He's great at hand holding & his communication throughout the transaction is perfection. Alyssa is a wonderful component of his successful team. I appreciate them both!

Carl goes out of his way to provide over the top knowledge and expertise to his clients. His excellent communication and care to detail makes him a cut above the rest. I would highly recommend using Carl for any finance needs.

Carl and Alyssa went above and beyond per usual to deliver "white glove" service for the purchase of our families first home. I would take that typically with a grain of salt however and I am personally a Realtor and know the very distinct difference between a good lender and great lender, and this team is EXCEPTIONAL! Their attention to detail, competitive rates, and timely communication pair for a perfect and smooth transaction. Thank you Carl and Alyssa!

Proud to offer this great opportunity to attend Finance of America's Barry Habib Live Virtual event! July 16 | 2:00 PM EST Register: https://www.barryhabib.foa.events/... Hope to see you there! #MBSHighway #BarryHabib #FinanceofAmericaMortgage

Want to see if you might be able to refinance into a lower rate or remove that mortgage insurance? Give me a call! 760-390-6561

Carl is very pleasant to talk to and he is extremely knowledgeable about his business. He lead me through the process of getting a reverse mortgage, left no questions unanswered and made me feel like I was his primary concern even when I know he deals with countless customers and problems every day. His professionalism, personality and caring nature gave me confidence that I was dealing with someone I could trust and who had my best interest at heart. I would eagerly recommend Carl to anyone.