Buckley & Associates Insurance Svcs, Inc.

With more wildfires raging across the West, it's not only homes that are being burned to the ground. Hundreds of business owners have seen their facilities succumb to the flames. If you have a business in an area at risk of wildfires, just like homeowners, you need to take steps to reduce your exposure and perhaps save your facilities in case a fire encroaches. Buildings survive wildfire through a combination of: Read More

Small Business Saturday is coming November 28! How do you plan to support your local small businesses? https://lmsafe.co/Zti7

With recent advances in both technology and the internet, and many people working from home or having been laid off due to the COVID-19 pandemic, many Americans have or are planning to start a home-based business. But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no. Exceptions exist in the form of special endorsements, such as an endorsement to run a child-care operation from your home, but fewer and fewer companies offer such endorsements... Read More

The COVID-19 pandemic has shined a light on our mortality, and those of us with dependents obviously worry what would happen to our loved ones if we were to be taken prematurely by the coronavirus. As a result, there's been a growing interesting in estate planning to secure the futures of our loved ones should we pass. COVID-19 brings opportunities and challenges when planning your estate, but you can do it successfully by following these tips: ...Read More

Wildfires continue to threaten homes in a number of western states each late summer and into fall and as they grow in number and intensity, more and more homes are in the path of potential calamity. With the wildfire danger spreading, insurers have gotten stricter in their underwriting for homeowner's insurance, requiring homeowners to take additional steps to secure their homes if they want their policies renewed. Additionally, some insurers have limited the amount of homes... they will insure in any given area that is prone to wildfires, meaning more and more homeowners have been receiving non-renewal notices. Insurance companies and firefighters are strongly recommending that homeowners in high-risk areas maintain... Read More https://www.buckley-ins.com//how-to-protect-your-home-from

The novel coronavirus that broke out in the winter has caused immeasurable suffering, both physical and economic. For employers struggling to stay in business, this is a fraught time where mistakes in managing their workforces could lead to employee lawsuits. Here are 10 potential trouble spots to watch for... Read More

Labor Day 2020 is on Monday, September 7th. The first Labor Day celebration took place in New York City on September 5, 1882. About 10,000 union workers marched in a parade to honor American Workers, who at the time were without the labor laws we now take for granted. This early celebration was the catalyst that spread Labor Day sentiment across America. Facts, Meaning & Founding History here. Our office will be CLOSED Monday, Sept 7th. Have a safe weekend.

There are huge advantages to combining your auto and home insurance with a single company. The biggest and most direct benefit is getting a multiple-policy discount. However, it goes beyond that, and the advantages can work in your favor. Let's look at the numerous variables on why this really works to your benefit. Read More

More people staying home and driving less during the COVID-19 pandemic has led to a drop in the number of accidents, but new data suggests that emptier roads may actually be more dangerous to those who are driving on them. With this in mind, companies that have drivers who are plying the roads now have special issues to contend with during this unprecedented time. And because of a rule suspension for long-haul truckers, there could be a rise in truck accidents due to fatigued drivers. Preliminary data from the National Safety Council shows the fatality rates per miles driven increased by 14% nationally in March ... Read More

The implications of being totally disabled are frightening. Disability has far greater economic, relational, and social consequences than dying. Individuals (especially males) between the ages of 30 and 50 will likely suffer an incapacitating injury or illness before they die. However, for many people, it is easier to imagine dying than becoming disabled. That's probably because of the financial toll it can take. A disabled person continues to require shelter, food, medicatio...n, support services and more after having lost their ability to earn a living. Not only are they not contributing, the individual is usually consuming a disproportionate amount of the assets the family needs to live on. Read More

Do you have enough liability insurance? If there were a vehicle accident for which you were at fault, and a family breadwinner were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to such an event? Keep in mind, the legal system holds you accountable for injuries you cause to others. This may include garnishing your wages and seizing any assets you have in order to pay off a legal judgment. We'd all like to believe that such events will not have any financial impact on our lives, but ... Read More

Just because we are stuck at home, doesn't mean we can't have some fun with the family this 4th of July. Here are 20+ family-friendly activities to enjoy this 4th of July from the comfort of your home. In observance of Independence Day, Our office will be CLOSED Friday July 3rd. Have a safe holiday.