Brightside Credit Services, LLC

NAHREP 2018-San Diego - Jaime Naranjo (Jimmy Orange) Brightside Credit

Ever wonder how multiple Inquiries drop your Credit Scores? There are many myths about "shopping periods" and the amount each inquiry may impact your scores. Connect with us to Learn More

Happy Veterans Day!

Paying off any debt is a good thing, however when you settle a collection item to zero, your credit score can drop! The computer that calculates your FICO score goes off the "Date of Last Activity" and not the balance owed. So when you pay a derogatory item and that item shows the new balance, that item will refresh the date of recent activity. This may not make sense but this is how credit scores get calculated. Connect with us today and we will help you navigate the best ways to reduce outstanding debts, while working to improve your overall credit picture.