Brent Richards, Agent with New York Life

Whether you're hanging your stockings with care or carelessly hanging out in sweats this year, here's to wishing you the happiest of holidays.

For many grandparents, there's no greater joy than making their grandchildren smile. While a toy can brighten the moment, the gift of education in their future can make them smile for the rest of their lives.

Learn from these recent trends in student loan debt to understand how to pay for higher education.

Have you started your holiday shopping yet? I've got an idea for a lasting gift that's perfect for early birds and last-minute shoppers alike. And you don't even have to pay for shipping!

These 12 steps can help you tackle your debt.