Breanne Bennett

Why you can trust us to help you!

We have a great team to get you in the door. Did you know you can meet with any one of our Loan Officers, at no cost to you? Get pre-approved and start hunting for your dream home. Click the link in our profile and set up an appointment today!

Want to know if you can afford for a home? Check out this link to get a rough idea on how much you can afford. https://www.daveramsey.com/blog/how-much-house-can-i-afford

Merry Christmas!

Find joy in your holiday traditions.

Debt to income ratio, or DTI, refers to how much debt you have in comparison to your income. Evidence from studies of mortgage loans suggests that borrowers with a higher DTI are more likely to have trouble making monthly payments.

What is PMI and how do I know how much I’ll need to pay? Take a closer look at this link to help you better understand private mortgage insurance and what your payment might look like. https://www.nerdwallet.com/article/mortgages/pmi-calculator

We are a national company, but we are Bakersfield first. This is our home, and we want to make this city your home too. Contact me today and let’s get you pre-approved! AllySwenPhotography

Love your mortgage experience with us!

This is a simple little trick we tell our clients. When you meet with us to get pre-approved all you need to remember is 2-2-2 Rule. 2 - pay stubs 2 - years taxes 2 - months bank statements. This is all you need to get started. Not too overwhelming, right?

Every financial story is different, every loan is different. Let me help you find the right loan for the next chapter in your family story.

https://www.daveramsey.com/blog/what-is-earnest-money

Enjoy the holiday weekend!

We are here to help you through the entire process making sure all the pieces come together smoothly.

Call today and see if you qualify for an FHA loan!

Sometimes knowing where to begin is the hardest part. If you have questions, we have answers. You can contact me anytime via phone or email to discuss any questions you may have.

Thinking about BUYING or REFINANCING?! Now is a great time to see if it’s a good option for you. Here’s how to do it: 1. Apply online at breanne.bennett.htlenders.com 2. Look for my follow up email with a list of items needed. 3. Upload those documents to me through my secure link that I’ll send to you. It’s quick and easy AND its CDC approved. I look forward to helping you save money!

I'm sure you have plenty questions about programs, the market, whether to buy or wait it out. The truth is, no one can help you with these questions better than a Lender, especially someone from our team. Call today, and let's take a look at all of the details together. We are here to help!