Boyer Law Group

Yes yes, "rich" people can have problems too. https://www.boyerlaw.group//can-i-file-for-bankruptcy-if-i

This is THE #1 REASON I have filed bankruptcy for people throughout my career. A slightly unbalanced budget can careen into disaster a lot quicker than you'd think. https://www.boyerlaw.group//how-200-400-a-month-of-credit-

Many, many people put off filing bankruptcy because they don't want to admit it's needed. But most times you should be doing it sooner rather than later. Sometimes waiting can cost you a LOT more money down the road. https://www.boyerlaw.group//how-chapter-7-bankruptcy-can-g

Although I do personal injury also, unfortunately, these things go hand in hand. https://www.boyerlaw.group//if-an-injury-reduced-your-inco

ahhhhh I'm drowning I'm drowning oh nooo https://www.boyerlaw.group//what-to-do-when-you-realize-yo

Blog time! Bankruptcy exemptions changing in 2021! Homeowners will want to take a look at this one. www.boyerlaw.group//big-win-for-california-homeowners-in-b

Time for the blog to return! Hello again everyone! www.boyerlaw.group/blog/2020/11/4/the-blog-is-back-again

1 baby later, the blog has returned! Back on track! www.boyerlaw.group/blog/2020/6/4/the-blog-is-back

New post up - just rounding up on the developments from the Governor's office in the last month. TLDR: keep waiting. www.boyerlaw.group//covid-19-update-new-executive-orders-u

Missing a car payment. An important bill, but not as important as rent or food. COVID-19 brings financial triage, and you'll want to know what happens if your car payment needs to be temporarily sacrificed. www.boyerlaw.group//i-got-rent-covered-but-im-going-to-mis

RENTERS: You need to read this if you're not making rent next month. Know the process you may be immersed in soon. https://www.boyerlaw.group//so-im-not-making-rent-next-mon

If you're in fear of missing your next mortgage payment, you probably need to know exactly what happens when you do. Next post deals with that process. https://www.boyerlaw.group//help-im-going-to-miss-a-mortga

Lot of questions about eviction/foreclosure moratorium. Latest blog entry discusses this - take a look. www.boyerlaw.group//governor-newsoms-executive-order-n-28-

First blog post is up. Covering Coronavirus stuff and how it is impacting people financially. More to come - stay healthy! https://www.boyerlaw.group/blog/finances-during-coronavirus

Hmmm...but is it? I've always heard that medical bills are the #1 reason for bankruptcy, but in my 12 years of practice, I have never filed even one case where this is true. Typically it's credit card debt, a repossessed car balance, or we are dealing with a home foreclosure situation. Article from 2019 but has some good cites in it - one study found only 4% of California bankruptcy filings were because of hospitalization. https://www.politifact.com//health-care-top-reason-bankru/

Driving is very dangerous! Hopefully you never get in an accident, but if you do, it's imperative you have good representation by an attorney. Look at these statistics from the DOT - be careful out there! https://www.ots.ca.gov/ots-and-traffic-safety/score-card/

Sure it's obviously more complicated and on the east coast, but it's nice to remember that big companies have to follow the same bankruptcy laws, rules, and procedures as little old regular people do. https://www.restaurantbusinessonline.com//cosi-files-bankr

Obtaining medical care that isn't covered by your insurance on a lien basis is a common part of personal injury practice, but you can also get surprised by a lien you may not have known about! Here's a good summary of the other people that could have an interest in your case. https://www.alllaw.com//nolo/personal-i/medical-liens.html

Although it was 15 years ago, many people still refer to the "new" bankruptcy laws. While that may now be a misnomer, the 2005 changes still control the framework that we deal with in bankruptcy today. Here's a little history lesson. https://www.nolo.com//new-bankruptcy-law-chapter-7-13-3004

Chapter 13 bankruptcy is more complicated than Chapter 7, but it also provides powerful solutions that Chapter 7 cannot. This article is comprehensive on the basics of Chapter 13. https://www.debt.org/bankruptcy/chapter-13/

There are numerous reasons why someone would slip, fall, and injure themselves due to a condition on the ground where they are. The question of "whose fault is it" can be quite complicated. Here's a pretty good example of a typical incident from both sides. https://www.nolo.com//slip-fall-settlement-example-califor