Benefit 1st Financial

CONSOLIDATING YOUR DEBT IS EASY!

A loan designed to make the Holidays merrier, brighter and easier.

Give Thanks! There's always something to be thankful for! Happy Thanksgiving from your Benefit1st Financial Family!

Here's our most Frequently Asked Questions 1. WHY IS A LOAN WITH BENEFIT1ST FINANCIAL BETTER THAN CARRYING MY BALANCE ON MY CREDIT CARD? Benefit 1st Financial offers access to low simple interest loans with a specific term to pay off debt. Credit cards on the other hand, charge simple and compounding interest meaning 50-60% of your payment goes to that creditor. Credit cards can take 15-20 years to pay off where personal loans range from 1-7 years.... 2. DO I HAVE TO PROVIDE COLLATERAL? No collateral is necessary through Benefit 1st Financial. 3. CAN I PAY THE LOAN OFFER? There is no penalties or fees for an early pay off of your loan. Early payoff will give a reduction in the amount of interest your paying for the loan. Any interest already paid would not be refunded. 4. WHAT RATE WILL I RECEIVE? Rates will be determined based on but not limited to credit history, income, and ability to repay the loan. LOCK IN YOUR RATE TODAY!!!

FOOD FOR THOUGHT FRIDAY: LOWER YOUR MONTHLY DEBT PAYMENT. Consolidate your debts and start saving for something more important.