Life Insurance and Financial Products

Now is the time more than ever to be prepared. Everyone needs a starting point. As I tell my clients, you are never too young or too healthy, but you will be too old and too sick. We truly never know when. LIFE INSURANCE can be used to create tax free income for retirement and can be used of critical illness and/or long term care. 67% of people over age 65 will need LTC in their future. GET THE FACTS.

It is a very sad time for Los Angeles loosing Kobe Bryant. I am hoping that everyone has protection for their family, we never truly know when our time is up. It is very important to protect your family and even yourself. Life can provide retirement income and even help with critical illness and/or long term care. Let me know if you have any questions that I can help answer.

Just had a client who finally wanted life insurance at age 30 after a friend died from heart disease at age 32. The $500 they plan to use for their monthly premium with Midland will create $81,000 annually tax free starting at age 67 until they die. It can also be used for long term care and/or critical illness with even a family member taking care of them. A great way to help with your retirement and protection for your family. YOU ARE NEVER TOO YOUNG OR TOO HEALTHY, you will be too old or sick. Just do it, the cost of a car payment can create a sure thing in retirement with no down side.

I find it interesting that most people just wait until it is too late to get life insurance, long term care and much more. I always tell clients you are never too young or too healthy, but you will be too old and too sick, you just don't know when. Life products get protect your family, but they also can give you needed money in retirement that can provide if necessary money for long term care and/or critical illness. Better to start the conversation when you are in good health and know your options.

The time is now to not only protect your family but yourself. We are never too young or too healthy, but we will too old and too sick, you just don't know when. Life insurance can provide not only financial protection for your family, but with the right product can you tax free income in retirement that can be used for critical illness or long term care. This is not one of those things that should be put on the back burner. The longer you have a policy the more income you can generate.

2018 brought 4 deaths to family and friends from cancer and my own sister diagnosed with brain cancer. It makes it even more important to educate people about their options when you are healthy and preferably young. BE PREPARED. To spend your hard earn money for basic care when you can't work and need help. To rely on family and friends that also have to continue working is a very difficult issue. TO A HAPPY AND HEALTHY NEW YEAR.

Most people never thinks it will happen to them or their family. In the last 6 months I have 4 people who died of cancer, one as young as 48. My daughter's best friend got diagnosed with Cancer and my own sister, has a brain tumor. I always say you are never too young or too healthy, but you will be too sick and too old. YOU JUST DON'T KNOW WHEN.

In the last 6 months I have personally experienced 6 people having cancer. Four have died from it, one young woman as young as 33 and then my sister. One month ago to the date, my sister, Paula, was diagnosed with a fast growing cancer that made her stop working, driving and having to get 24/7 care. I have clients all the time that report to me all their accidents and illnesses, but when you see it in your own family, nothing can prepare you for it. I always say that you need to be prepared for the worst. Every day that I don't need to use my Aflac policies or Long Term Care is a great start to my day. Here is to good health and happiness in the New Year.

You are never to young and healthy, but you will be too old and sick. The question is when.

Here's some important information from yesterday's tax diversification seminar. Start now and save money to prepare for retirement!