Buy or Refinance your home with David

Feds are are not going to lower interest rates any time soon. That makes buying a house easier and harder at the same time. Harder, due to payments being higher per loan amount, but easier, due to less buyers in the market and lower competition. There is a higher probability of getting an offer accepted but lower probability of getting financing for that offer.

If you don't mind a little bit of dry dirt, the high desert has lot's of houses that are cheap, nice, and big. Which are the three fundamental characteristics of what you want in a property.

There is still plenty of inventory buyers can relax :)

To all my borrowers with decent to good credit we have products that allow you to buy a home with only 1% down payment!!! This is not a down payment assistance program. There is no need to add a second lien on your home. Closing Costs coverage optional.

Our very own processing staff hard at work!!!

Interest rates are going up; which, I believe primarily means a few things for buyers and home owners. 1. If you are a buyer, start buying, before the market get's any worse or wait a long, long, while before it get's better again. 2. if your are a buyer who doesn't qualify, wait it out. Rising interest rates will force the banks to lossen thier qualification ... guidlines. We can have a chit chat about why you don't qualify and when you will qualify. Just click on the link below and fill out your info and we'll get back to you. 3. If you are a home owner who wants cash out of your home, refinance before the market get's any worse or as I've said before wait a long, long time. 4. If you are a home owner who wants to lower your interest rate FORGET IT!!, most likely you have the interst rate that is already as good as it's gonna get. Unless you have anything above 5.5% conv or 5.0% fha, only then should you consider refinancing. If you want more info click on the link or amg icon below and press the button that applies to you http://amgcapital.mortgage/home-purchase/

When it comes to buying a house, a borrower needs more than a one-size-fits-all mortgage; they need an advocate. #BrokerVSBank http://bit.ly/UWMFAB

The California Housing Finance Agency (CALHFA) has the power to terminate your down payment and lower closing cost for qualifying first time home buyers. Get qualified at amgcapital.mortgage or call into our office for more in depth information.

Loan Officers Wanted!! Apply to start your new career as a loan officer with our company. We offer training and provide mortgage leads. Earn up to a 100k a year or more. Learn the ups and downs of the mortgage industry while working around your own schedule. applicant's must be licensed by the nmls to originate loans. If currently unlicensed let us know and we'll guide you through the process.... For more info email me at [email protected]

Rates are going up fast hurry and refinance before it's too late!!. Refinancing available for rates as low as 3.75/ 4.08 APR Closing cost credit available for qualified borrowers Click below to see if you qualify http://www.amgcapital.mortgage/landing/low-rates-page/