AE Health Insurance Options

A Medi-Medi plan, also often referred to as a dual-special-needs plan or "look alike" plan, is a type of Medicare Advantage plan for people who qualify for both Medicare and Medicaid or Medi-Cal in California. Medicare is the primary payer on these types of plans with Medi-Cal being the secondary payer. You must go to doctors who accept both Medicare and Medi-Cal, and your share of cost is determined by your asset level. [ 269 more words ] https://www.aehealthinsuranceoptions.com/what-are-medi-med/

Seven companies have won grants from the National Institutes of Health (NIH) to develop better and faster testing to help fight the spread of the Coronavirus. Six of the seven companies are here in California. "This is a very substantial investment to try to speed up the availability of COVID-19 testing to try to deal with this pandemic," said Francis Collins, NIH Director, during a virtual briefing to reporters. [ 186 more words ] https://www.aehealthinsuranceoptions.com/newest-technologi/

Trump recently signed four executive orders in hopes of curbing high drug prices in the United States. One of the orders targets how Medicare reimburses physicians for the administration of medications in hospital or office settings which is covered under Medicare Part B. The standing rule is that doctors can charge up to an additional 6% of the average sales price of a medication, which would incentivize physicians to use higher cost drugs. [ 163 more words ] https://www.aehealthinsuranceoptions.com/summary-of-execut/

If you have Medicare, you are considered among the high-risk groups for having complications should you get the COVID-19 virus, so knowing how you are going to be covered should you get sick is important. Utilizing the services you are entitled to can help keep you and your loved ones healthy and safe during these difficult times. Medicare covers COVID-19 lab tests with no out-of-pocket costs, so if you feel ill, get tested. [ 243 more words ] http://www.aehealthinsuranceoptions.com/what-medicare-cove/

With the House's Democratic proposed Heroes Act stimulus package deemed "dead on arrival" by the Trump Administration, Americans are anticipating a new bill crafted by the Senate to address the economic hardships incurred by the COVID-19 pandemic. The Heroes Act, passed by the House in mid-May, included a direct payment of $1,200 per adult and each child (up to 3 children) for those earning $75,000 or less (single adult) or $150,000 or less (for couples). [ 205 more words ] http://www.aehealthinsuranceoptions.com/will-there-be-anot/

When you are considering your options to cover the gaps in Medicare, i.e. deductibles, copays and coinsurance (yes, Medicare has all those), you might be looking at Supplemental or Advantage plans. There is a lot of confusion about how these types of plans differ and how they cover what Medicare doesn't. First, let's take a look at Medicare Supplemental plans. These plans work similar to a PPO. [ 321 more words ] http://www.aehealthinsuranceoptions.com/medicare-supplemen/

In an effort to address the ramifications of unprecedented job loss due to COVID-19, Covered California is extending Open Enrollment to sign up for health insurance through July 31. "The ongoing challenges of COVID-19 make it vital that we help Californians get into and stay in Medi-Cal and Covered California health coverage. The goal is to make it easier to access needed care and services during these difficult times," said Will Lightbourne, director of the Department of Health Care Services. [ 104 more words ] http://www.aehealthinsuranceoptions.com/covered-ca-extends/

While the worldwide pandemic is currently affecting everyone's daily lives, you have to wonder what permanent changes this life-altering event will have on the healthcare system. The roles of hospitals and primary care doctors will likely be altered in the new normal of "touchless" care. Public health policy changed drastically in the wake of the 1918 Spanish Flu Pandemic which claimed between 50 and 100 million lives. [ 303 more words ] http://www.aehealthinsuranceoptions.com/how-the-pandemic-w/

Many states ordered hospitals to cancel elective procedures during the pandemic, but now that restrictions are being lifted, doctors are seeing people still afraid to seek treatment, even when they are facing life-threatening conditions like a heart attack or appendicitis. The anxiety caused by fear of getting the virus, accompanied by the uncertainty of when there will be a vaccine or treatment widely available, can have a paralyzing effect on people, causing them to put off decisions that might seriously damage their health in the long-run. [ 166 more words ] http://www.aehealthinsuranceoptions.com/dont-let-fear-of-c/

Telemedicine is booming during the coronavirus pandemic. People are afraid to venture out of their homes to seek care at doctors' offices, urgent care facilities and hospitals for fear of exposure to the virus. But sometimes consulting with a physician is necessary to make sure you stay healthy during these stressful times. Putting off or ignoring physical symptoms can worsen a condition that might otherwise be easily treated with the right care. [ 179 more words ] http://www.aehealthinsuranceoptions.com/telemedicine-tips-/

The IRS recently announced it is allowing mid-year changes to health-care plans sponsored by employers, including changes in flexible spending accounts (FSA's) which lets employees use pre-tax dollars for health expenses. The new rules will give workers impacted by the coronavirus pandemic options to alter their previous health-care choices that were made prior to the COVID-19 outbreak. They can change the amount of contribution to an FSA to free-up money that can be used for other expenses, elect coverage if they previously declined coverage, or make changes to the type of plan they have, i.e., going from an individual to a family plan. [ 106 more words ] http://www.aehealthinsuranceoptions.com/irs-allows-changes/

The Supreme Court is slated to hear arguments to invalidate the Affordable Care Act signed by President Barack Obama in 2010 as early as this fall. The Trump Administration maintains that the individual mandate requiring health insurance is unconstitutional, and therefore, all provisions of the law must be struck down. Texas and other Republican states initiated the dispute when they sued after Congress eliminated the tax penalty for those going without health insurance. [ 202 more words ] http://www.aehealthinsuranceoptions.com/will-trump-suspend/

In a continuing effort to lower health-care expenses for Californians, Governor Newsom is proposing that the state manufacture generic drugs, leveraging the huge market of its residents to increase competition and lower pricing. Along with asking the drug manufacturers to make available more rebates and establishing a health-care affordability office, Newsom maintains that the reforms would "put consumers back in the driver seat." [ 101 more words ] https://lisacampbellaeinsurance.wordpress.com//newsoms-ne/