401(k) & 403(b) Fiduciary Advisors, Inc.

IN PRACTICE | DAMAGE CONTROL IN A DOWNTURN PLANADVISER, May-June 2020 PLANADVISER Magazine asked me for my thoughts and to share some strategies in their most recent May-June 2020 issue. Regardless of the current COVID-19 pandemic, plan sponsors still need to meet their fiduciary responsibilities of managing their retirement plans under ERISA. ... The In Practice section (pages 34-36) has an interesting and informative piece called Damage Control in a DownturnTips for curating plan sponsors’ responses to a crisis. Please feel free to reach out if you have any questions. https://www.planadviserdigital.com//MobilePagedReplica.act https://www.planadviserdigital.com//MobilePagedReplica.act

COVER STORY | THE ROAD AHEAD PLANSPONSOR, April-May 2020 I was quoted a few times in the April-May 2020 issue of PLANSPONSOR Magazine called "The Road Ahead" on pages 19-21.... It's an informative and useful retirement plan article for plan sponsors and trustees to read, considering the challenging times we’re in right now. 401(k) and 403(b) plan sponsors should evaluate their plans once this Coronavirus crisis ends. https://www.plansponsor.com/iss/plansponsor-april-may-2020/ https://www.plansponsordigital.com//MobilePagedReplica.act

2020 Top 100 Retirement Plan Advisers by PLANADVISER Magazine.

2020 Top 100 Retirement Plan Advisers | PLANADVISER Magazine https://www.planadviser.com//2020-top-100-retirement-plan/ https://www.linkedin.com//planadviser-magazines-2020-top/

John K. Palladino, MBA, AIF, CRPS of 401(k) & 403(b) Fiduciary Advisors, Inc., Named to 2019 Financial Times 401 Top Retirement Plan Advisers. SAN MATEO, Calif. (October 10, 2019) 401(k) & 403(b) Fiduciary Advisors, Inc. is pleased to announce that John K. Palladino, MBA, AIF, CRPS, Managing Director and Investment Advisor Representative, has been named to the 2019 edition of the Financial Times 401 Top Retirement Plan Advisers. The list recognizes the top financial a...dvisers who specialize in serving defined contribution (DC) retirement plans across the U.S. This is the fifth annual FT 401 list, produced independently by the Financial Times in collaboration with Ignites Research, a subsidiary of the FT that provides business intelligence on investment management. This is also the second time Mr. Palladino has been named to this prestigious list. Financial advisers from across the U.S. applied for consideration, having met a set minimum of requirements. The applicants were then graded on six criteria: 1. DC assets under management (AUM) 2. DC AUM growth rate 3. Specialization in DC plans 4. Years of experience 5. Advanced industry credentials 6. Compliance record. Neither advisers nor their firms pay a fee to Financial Times in exchange for inclusion in the FT 401. The final FT 401 represents an impressive cohort of elite advisers: the average adviser in this year’s FT 401 has over 22 years of experience advising DC plans and manages $1.6 billion in DC plan assets. The FT 401 advisers hail from 40 states and Washington, D.C., and DC plans on average account for 84% of their total assets under management. The FT 401 is one in a series of rankings of top advisers developed by the FT in partnership with Ignites Research, including the FT 300 (independent RIA firms) and the FT 400 (broker-dealer advisers). About 401(k) & 403(b) Fiduciary Advisors, Inc. 401(k) & 403(b) Fiduciary Advisors is an independent qualified retirement plan consulting company whose services help protect plan fiduciaries from personal and corporate financial liability, while enhancing investment opportunities for plan participants. The firm provides fiduciary and investment guidance for institutional plan sponsors of 401(k), 403(b) and 457 defined contribution plans. The sole business focus is retirement plan consulting. As a prudent expert, we strive to provide objective and unbiased advice to trustees, administrators and fiduciaries of IRS qualified retirement plans. Learn more at www.401k403bFA.com. FT 401: Full list of the top US retirement advisers https://www.ft.com/reports/top-401-advisers https://www.ft.com/con/c0cb89ee-b8f7-11e9-8a88-aa6628ac896c via @financialtimes # # #

Fiduciary Guidance Plan Performance Employee Retirement Readiness www.401k403bFA.com